Ownership Submission
FORM 3
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
  Gibbons Mary Lourdes
2. Date of Event Requiring Statement (Month/Day/Year)
10/30/2013
3. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ESNT]
(Last)
(First)
(Middle)
C/O ESSENT GROUP LTD., CLARENDON HOUSE 2 CHURCH STREET
4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
Sr. VP, CLO & Assit. Secretary
5. If Amendment, Date Original Filed(Month/Day/Year)
(Street)

HAMILTON, D0 HM 11
6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Beneficially Owned
1.Title of Security
(Instr. 4)
2. Amount of Securities Beneficially Owned
(Instr. 4)
3. Ownership Form: Direct (D) or Indirect (I)
(Instr. 5)
4. Nature of Indirect Beneficial Ownership
(Instr. 5)

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly. SEC 1473 (7-02)
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Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 4)
2. Date Exercisable and Expiration Date
(Month/Day/Year)
3. Title and Amount of Securities Underlying Derivative Security
(Instr. 4)
4. Conversion or Exercise Price of Derivative Security 5. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 5)
6. Nature of Indirect Beneficial Ownership
(Instr. 5)
Date Exercisable Expiration Date Title Amount or Number of Shares
Class A Common Shares   (1)   (1) Common Shares 56,045 (3) $ (1) D  
Class B-2 Common Shares   (2)   (2) Common Shares 144,468 (4) $ (2) D  

Reporting Owners

Reporting Owner Name / Address Relationships
Director 10% Owner Officer Other
Gibbons Mary Lourdes
C/O ESSENT GROUP LTD.
CLARENDON HOUSE 2 CHURCH STREET
HAMILTON, D0 HM 11
      Sr. VP, CLO & Assit. Secretary  

Signatures

/s/ Mary Lourdes Gibbons 10/30/2013
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 5(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) The Class A Common Shares automatically convert into Common Shares, par value $0.015 per share, after giving effect to the 2 for 3 share split, immediately prior to consummation of the issuer's initial public offering.
(2) The Class B-2 Common Shares that are eligible to vest under the issuer's Amended and Restated 2009 Restricted Share Plan (the "2009 Plan") automatically convert into Common Shares, par value $0.015 per share, after giving effect to the 2 for 3 share split, immediately prior to consummation of the issuer's initial public offering and any Class B-2 Common Shares that are not eligible to vest under the 2009 Plan are forfeited immediately prior to consummation of the issuer's initial public offering.
(3) Includes 32,364 restricted shares granted under the issuer's Annual Leadership Bonus Plan, of which 15,356 vest on January 1, 2014, 10,688 vest on January 1, 2015 and the remaining restricted shares vest on January 1, 2016.
(4) Includes 48,156 restricted shares granted under the issuer's 2009 Plan that vest on June 1, 2014.
 
Remarks:
Exhibit List: Exhibit 24 - Power of Attorney

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