1


                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549



                                    FORM 8-K
                                 CURRENT REPORT

     PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

         Date of Report (Date of earliest event reported): July 26, 2007

                            UNITED COMMUNITY BANCORP
             (Exact name of registrant as specified in its charter)

        UNITED STATES                  0-51800                36-4587081
        -------------                  -------                ----------
(State or other jurisdiction of      (Commission            (IRS Employer
 incorporation or organization)      File Number)           Identification No.)


92 WALNUT STREET, LAWRENCEBURG, INDIANA                       47025
---------------------------------------                       -----
(Address of principal executive offices)                      (Zip Code)

       Registrant's telephone number, including area code: (812) 537-4822
                                                           --------------

                                 NOT APPLICABLE
                                 --------------
          (Former name or former address, if changed since last report)


Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

[ ]  Written communications pursuant to Rule 425 under the Securities Act
     (17 CFR 230.425)

[ ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act
     (17 CFR 240.14a-12)

[ ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the
     Exchange Act (17 CFR 240.14d-2(b))

[ ]  Pre-commencement communications pursuant to Rule 13e-4(c) under the
     Exchange Act (17 CFR 240.13e-4(c))

 2

ITEM 8.01   OTHER EVENTS
            ------------

         On July 26, 2007, the Board of Directors of United Community Bancorp
declared a cash dividend on the Company's outstanding shares of stock. The
dividend of $0.08 per share will be paid on or about August 31, 2007 to
stockholders of record on August 13, 2007. A copy of the press release
announcing the dividend declaration is attached hereto as Exhibit 99.1 and is
incorporated herein by reference.


ITEM 9.01   FINANCIAL STATEMENTS AND EXHIBITS
            ---------------------------------

      (d)   Exhibits

            Number             Description
            ------             -----------

            99.1               Press Release dated July 26, 2007



 3

                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                  UNITED COMMUNITY BANCORP
                                  (Registrant)


Date: July 26, 2007               By: /s/ Elmer G. McLaughlin
                                      ---------------------------------
                                      Elmer G. McLaughlin
                                      Executive Vice President, Chief Operating
                                      Officer and Corporate Secretary