SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                       PURSUANT TO SECTION 13 OR 15(d) OF
                       THE SECURITIES EXCHANGE ACT OF 1934

                Date of Report (Date of Earliest Event Reported):
                                JANUARY 20, 2005

                                  EZCORP, INC.

             (Exact name of registrant as specified in its charter)


           DELAWARE                      0-19424                74-2540145
(State or other jurisdiction of  (Commission File Number)    (I.R.S. Employer
        incorporation)                                      Identification No.)


            1901 CAPITAL PARKWAY
               AUSTIN, TEXAS                              78746
   (Address of principal executive offices)             (Zip Code)


               Registrant's telephone number, including area code:

                                 (512) 314-3400


Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:


[ ]  Written communications pursuant to Rule 425 under the Securities Act (17
     CFR 230.425)

[ ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
     240.14a-12)

[ ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the
     Exchange Act (17 CFR 240.14d-2(b))

[ ]  Pre-commencement communications pursuant to Rule 13e-4(c) under the
     Exchange Act (17 CFR 240.13e-4(c))






ITEM 2.02.  RESULTS OF OPERATIONS AND FINANCIAL CONDITION

This information set forth under "Item 2.02. Results Of Operations And Financial
Condition," including the Exhibit attached hereto, shall not be deemed "filed"
for purposes of Section 18 of the Securities and Exchange Act of 1934 (the
"Exchange Act") or otherwise subject to the liabilities of that section, nor
shall it be deemed incorporated by reference in any filing under the Securities
Act of 1933 or the Exchange Act, regardless of any general incorporation
language in such filing.

On January 20, 2005, EZCORP, Inc. issued a press release announcing its revised
results of operations and financial condition for the quarter ended December 31,
2004. A copy of the press release is attached hereto as Exhibit 99.


ITEM 9.01.  EXHIBITS.


                               
99       Press release dated January 20, 2005, issued by EZCORP, Inc.







SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                  EZCORP, INC.
                                  (Registrant)




Date: January 20, 2005                         By: /s/ Daniel N. Tonissen
                                                   ------------------------
                                                   (Signature)
                                                   Senior Vice President, Chief
                                                   Financial Officer, and
                                                   Director






                                  EXHIBIT INDEX



                               
99       Press release dated January 20, 2005, issued by EZCORP, Inc.