UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

FORM 8-K

 

CURRENT REPORT

Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

 

Date of Report:

September 16, 2008

(Date of earliest event reported):

September 16, 2008

FULTON FINANCIAL CORPORATION

(Exact name of Registrant as specified in its Charter)

 

Pennsylvania

0-10587

23-2195389

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification Number)

 

P.O. Box 4887, One Penn Square

Lancaster, Pennsylvania

17604

(Address of principal executive offices)

(Zip Code)

 

Registrant's telephone number, including area code:

717-291-2411

Former name or former address, if changed since last Report:

N/A

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

 

o  

Written communications pursuant to Rule 425 under the Securities Act

o  

Soliciting material pursuant to Rule 14a-12 under the Exchange Act

o  

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act

o  

Pre-commencement to communications pursuant to Rule 13e-4(c) under the Exchange Act

 

 


Item 7.01 - Regulation FD Disclosure.

On September 16, 2008, Fulton Financial Corporation ("Fulton") posted an Investor Presentation dated September 16, 2008 on its Investor Information website at www.fult.com. This Investor Presentation, attached as Exhibit 99.1 and incorporated by reference, updates previously filed Investor Presentations and provides an overview of Fulton's strategy and performance. It is being furnished to the SEC and shall not be deemed to be "filed" for any purpose.

Investor presentation material may contain forward-looking statements about Fulton's growth and acquisition strategies, new products and services, and future financial performance, including earnings and dividends per share, return on average assets, return on average equity, efficiency ratio and capital ratio. Forward-looking statements are encouraged by the Private Securities Litigation Reform Act of 1995. Such forward-looking information is based upon certain underlying assumptions, risks and uncertainties. Because of the possibility of change in the underlying assumptions, actual results could differ materially from these forward-looking statements. Risks and uncertainties that may affect future results include: pricing pressures on loans and deposits, actions of bank and non-bank competitors, changes in local and national economic conditions, changes in regulatory requirements, actions of the Federal Reserve Board, Fulton's success in merger and acquisition integration, and customer acceptance of Fulton's products and services. Fulton undertakes no obligation to revise or update such statements to reflect current events or circumstances after the date hereof or to reflect the occurrence of unanticipated events.

 

Item 9.01 - Financial Statements and Exhibits.

 

(d) Exhibits

 

Exhibit No.

Description

99.1

Fulton Financial Corporation Investor Presentation dated September 16, 2008

 

 

2

 

 


SIGNATURE

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

Date: September 16, 2008

FULTON FINANCIAL CORPORATION

By: /s/ Charles J. Nugent  

Charles J. Nugent, Senior Executive Vice

President and Chief Financial Officer

 

 

 

 

 

 

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