Pricing Supplement No. 10 dated March 2, 2006

Filed under Rule 424(b)(3)

(to Prospectus dated January 5, 2005

File No. 333-107132

and Prospectus Supplement dated June 9, 2005)

Principal Amount:           $25,000,000

Floating Rate Notes:                o

Fixed Rate Notes:                    ý

Original Issue Date:      March 10, 2006

Closing Date:       March 10, 2006

CUSIP Number:      78442F DV 7

Maturity Date:              March 10, 2021

Option to Extend                     ý    No

Maturity:                                     Yes

If Yes, Final Maturity

Date:

Specified Currency:   U.S. Dollars

Redeemable in whole or in part at the option of the Company:

o    No

ý    Yes

Redemption Price:

100% of the principal amount of the Notes plus accrued and unpaid interest to the date fixed for redemption.

Redemption Dates:

March 10, 2009 and each March 10^th and September 10^th thereafter during the term of the Notes upon at least 20 business days written notice to holders of the Notes.

Repayment at the option of the Holder:

ý    No

Repayment Price:

Not Applicable.

o    Yes

Repayment Dates:

Not Applicable.

Applicable to Fixed Rate Notes Only:

Interest Rate:        6.15%.

Interest Payment Dates: 

Each March 10th and September 10th during the term of the Notes, unless earlier redeemed, beginning September 10, 2006, subject to adjustment in accordance with the following business day convention.

Interest Accrual Method:   30/360

Interest Periods:

From and including the Closing Date or each March 10th and September 10th thereafter, as the case may be, to and including the next succeeding March 9th and September 9th, as the case may be, unless earlier redeemed, with no adjustment to period end dates for accrual purposes.

Form:

Book-entry.

Denominations:

$1,000 minimum and integral multiples of $1,000 in excess thereof.

Trustee:

JPMorgan Chase Bank, National Association formerly known as JPMorgan Chase Bank and The Chase Manhattan Bank.

Agent:

Morgan Keegan & Company, Inc. is acting as underwriter in connection with this issuance.

Issue Price:

100.0%.

Agent’s Commission:

0.60%.

Net Proceeds:

$24,850,000.

Concession:

N/A.

Reallowance:

N/A.

CUSIP Number:

78442F DV 7.

ISIN Number:

US78442FDV76.