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SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

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FORM 8-K

 

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CURRENT REPORT

 

PURSUANT TO SECTION 13 OR 15(d) OF

THE SECURITIES EXCHANGE ACT OF 1934

 

Date of Report (date of earliest event reported): July 20, 2004

 

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FEDERAL TRUST CORPORATION

(Exact name of registrant as specified in its charter)

 

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Florida		000-23449		59-2935028
(State or other jurisdiction Of incorporation)		Commission File Number		(I.R.S. Employer Identification No.)

 

312 West First Street

Sanford, Florida 32771

(address of principal executive offices)

 

Registrant’s telephone number: (407) 323-1833

 

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ITEM 7. Item 7. Financial Statements and Exhibits.

 

(c) Exhibits.

 

The following exhibit is being furnished with this Report:

 

99.1		Press Release (solely furnished and not filed for purposes of Item 12).

 

ITEM 12. Results of Operation and Financial Condition

 

On July 20, 2004, Federal Trust Corporation issued a press release announcing its financial results for the quarter ended June 30, 2004. A copy of the press release is furnished as Exhibit 99.1 to this report.

 

Date: July 23, 2004