SECURITIES AND EXCHANGE COMMISSION
Washington, D.C.  20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (date of earliest event reported): February 9, 2006

FEDERAL TRUST CORPORATION


(Exact name of registrant as specified in its charter)


Florida

 

000-23449

 

59-2935028


 


 


(State or other jurisdiction
Of incorporation)

 

Commission File Number

 

(I.R.S. Employer
Identification No.)


312 West First Street
Sanford, Florida 32771


(address of principal executive offices)

 

Registrant’s telephone number: (407) 323-1833

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.):

o

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

 

 

o

Soliciting materials pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

 

 

o

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

 

 

o

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))




ITEM 7.01. Regulation FD Disclosure

On February 9, 2006, Federal Trust Corporation issued a letter to its shareholders with year-end results and other miscellaneous information.

ITEM 9.01. Financial Statements and Exhibits.

(d) Exhibits.

The following exhibit is being furnished with this Report:

99.1     Shareholder letter (solely furnished and not filed for purposes of Item 7.01).



Date:  February 9, 2006

 

Federal Trust Corporation

 


 

(Registrant)

 

 

 

 

By:

/s/  Gregory E. Smith

 

 


 

 

Gregory E. Smith

 

 

Executive Vice President and
Chief Financial Officer

 

 

(407) 323-1833