UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 3/31/03
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: TOM STRINGFELLOW
ADDRESS: FROST NATIONAL BANK
P.O. BOX 1600
SAN ANTONIO, TX 78296
13F FILE NUMBER: 28-183
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: STAN MCCORMICK
TITLE: COPORATE SECRETARY - SR. V.P.
PHONE: 210-220-4310
SIGNATURE,PLACE,AND DATE OF SIGNING:
/s/ STAN MCCORMICK SAN ANTONIO, TX 4/5/03
REPORT TYPE (CHECK ONLY ONE.):
( X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 717
FORM 13F INFORMATION TABLE VALUE TOTAL: $1,466,985
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
ABBOTT LABORATORIES COM * COMMON STOCK 002824100 2779 73896 SH DEFINED 70496 0 3400
ABBOTT LABORATORIES COM * COMMON STOCK 002824100 2230 59290 SH OTHER 32090 20800 6400
ABERCROMBIE & FITCH CO CLASS A COMMON STOCK 002896207 1912 63667 SH DEFINED 63667 0 0
ABERCROMBIE & FITCH CO CLASS A COMMON STOCK 002896207 144 4800 SH OTHER 4800 0 0
AFLAC INC COM COMMON STOCK 001055102 45 1400 SH DEFINED 1400 0 0
AFLAC INC COM COMMON STOCK 001055102 178 5550 SH OTHER 5550 0 0
AGERE SYSTEMS INC - A COMMON STOCK 00845V100 16 10047 SH DEFINED 10036 0 11
AGERE SYSTEMS INC - A COMMON STOCK 00845V100 0 57 SH OTHER 14 43 0
AIR PRODUCTS & CHEMICALS INC C COMMON STOCK 009158106 1138 27461 SH DEFINED 27461 0 0
AIR PRODUCTS & CHEMICALS INC C COMMON STOCK 009158106 580 14000 SH OTHER 14000 0 0
ALBANY INTERNATIONAL CORP NEW COMMON STOCK 012348108 625 27300 SH DEFINED 27300 0 0
ALBANY INTERNATIONAL CORP NEW COMMON STOCK 012348108 48 2100 SH OTHER 2100 0 0
ALCOA INC COM* COMMON STOCK 013817101 10032 517658 SH DEFINED 500449 0 17209
ALCOA INC COM* COMMON STOCK 013817101 1231 63539 SH OTHER 55999 0 7540
ALEXANDRIA REAL ESTATE EQUITIE COMMON STOCK 015271109 1425 33900 SH DEFINED 33900 0 0
ALEXANDRIA REAL ESTATE EQUITIE COMMON STOCK 015271109 109 2600 SH OTHER 2600 0 0
ALLIED CAPITAL CORP NEW COM COMMON STOCK 01903Q108 1009 50500 SH DEFINED 50500 0 0
ALLIED CAPITAL CORP NEW COM COMMON STOCK 01903Q108 398 19925 SH OTHER 19925 0 0
ALLIED WASTE INDUSTRIES INC CO COMMON STOCK 019589308 639 80000 SH DEFINED 80000 0 0
ALLIED WASTE INDUSTRIES INC CO COMMON STOCK 019589308 26 3200 SH OTHER 0 0 3200
ALLSTATE CORP COM COMMON STOCK 020002101 488 14712 SH DEFINED 13312 0 1400
ALLSTATE CORP COM COMMON STOCK 020002101 64 1916 SH OTHER 1916 0 0
ALLTEL CORP COM * COMMON STOCK 020039103 44304 989808 SH DEFINED 977053 0 12755
ALLTEL CORP COM * COMMON STOCK 020039103 11513 257223 SH OTHER 257223 0 0
ALTRIA GROUP INC COM * COMMON STOCK 02209S103 1261 42074 SH DEFINED 41174 0 900
ALTRIA GROUP INC COM * COMMON STOCK 02209S103 3654 121976 SH OTHER 120776 500 700
AMERICAN CAPITAL STRATEGIES LT COMMON STOCK 024937104 2033 90779 SH DEFINED 90779 0 0
AMERICAN CAPITAL STRATEGIES LT COMMON STOCK 024937104 19 829 SH OTHER 829 0 0
AMERICAN ELECTRIC POWER INC CO COMMON STOCK 025537101 1035 45303 SH DEFINED 45303 0 0
AMERICAN ELECTRIC POWER INC CO COMMON STOCK 025537101 525 22961 SH OTHER 22961 0 0
AMERICAN EXPRESS CO COM * COMMON STOCK 025816109 13473 405437 SH DEFINED 395907 0 9530
AMERICAN EXPRESS CO COM * COMMON STOCK 025816109 1731 52101 SH OTHER 51201 0 900
AMERICAN INT'L GROUP INC COM * COMMON STOCK 026874107 1079 21812 SH DEFINED 21687 0 125
AMERICAN INT'L GROUP INC COM * COMMON STOCK 026874107 1585 32052 SH OTHER 27454 2882 1716
AMERICAN ITALIAN PASTA CO CLAS COMMON STOCK 027070101 1739 40200 SH DEFINED 40200 0 0
AMERICAN ITALIAN PASTA CO CLAS COMMON STOCK 027070101 134 3100 SH OTHER 3100 0 0
AMERICAN NATIONAL INSURANCE CO COMMON STOCK 028591105 331 4252 SH DEFINED 25 0 4227
AMERIGROUP CORPORATION COM COMMON STOCK 03073T102 1416 48400 SH DEFINED 48400 0 0
AMERIGROUP CORPORATION COM COMMON STOCK 03073T102 139 4750 SH OTHER 4750 0 0
AMETEK INC COM COMMON STOCK 031100100 1175 35600 SH DEFINED 35600 0 0
AMETEK INC COM COMMON STOCK 031100100 69 2100 SH OTHER 2100 0 0
AMGEN INC COM * COMMON STOCK 031162100 18214 316491 SH DEFINED 310261 0 6230
AMGEN INC COM * COMMON STOCK 031162100 2737 47562 SH OTHER 42762 0 4800
AMSOUTH BANCORPORATION INC COM COMMON STOCK 032165102 174 8756 SH DEFINED 0 0 8756
AMSOUTH BANCORPORATION INC COM COMMON STOCK 032165102 98 4920 SH OTHER 4920 0 0
ANADARKO PETROLEUM CORP COM COMMON STOCK 032511107 7192 158072 SH DEFINED 158072 0 0
ANADARKO PETROLEUM CORP COM COMMON STOCK 032511107 80 1750 SH OTHER 1650 0 100
ANALOG DEVICES INC COM* COMMON STOCK 032654105 713 25926 SH DEFINED 25926 0 0
ANHEUSER BUSCH COS INC COM * COMMON STOCK 035229103 747 16027 SH DEFINED 15877 0 150
ANHEUSER BUSCH COS INC COM * COMMON STOCK 035229103 7334 157342 SH OTHER 157042 0 300
AOL TIME WARNER INC COM* COMMON STOCK 00184A105 38306 3527224 SH DEFINED 3525674 0 1550
AOL TIME WARNER INC COM* COMMON STOCK 00184A105 277 25468 SH OTHER 10868 14400 200
ARCHSTONE-SMITH TR REIT COM* COMMON STOCK 039583109 2004 91263 SH DEFINED 89373 0 1890
ARCHSTONE-SMITH TR REIT COM* COMMON STOCK 039583109 861 39204 SH OTHER 39204 0 0
AT & T WIRELESS SERVICES INC C COMMON STOCK 00209A106 214 32406 SH DEFINED 31887 0 519
AT & T WIRELESS SERVICES INC C COMMON STOCK 00209A106 55 8312 SH OTHER 5923 1389 1000
AUTODESK INC COM COMMON STOCK 052769106 1160 76000 SH DEFINED 76000 0 0
AUTODESK INC COM COMMON STOCK 052769106 102 6700 SH OTHER 6700 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 7881 255969 SH DEFINED 247619 0 8350
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 680 22099 SH OTHER 21849 0 250
AVERY DENNISON CORP COM * COMMON STOCK 053611109 15206 259171 SH DEFINED 253851 0 5320
AVERY DENNISON CORP COM * COMMON STOCK 053611109 1779 30322 SH OTHER 27492 35 2795
AVNET INC COM COMMON STOCK 053807103 1522 145255 SH DEFINED 145255 0 0
AVNET INC COM COMMON STOCK 053807103 11 1068 SH OTHER 1068 0 0
AVX CORP COM COMMON STOCK 002444107 819 90947 SH DEFINED 90947 0 0
AVX CORP COM COMMON STOCK 002444107 7 735 SH OTHER 735 0 0
BAKER HUGHES INC COM * COMMON STOCK 057224107 9673 323200 SH DEFINED 316380 0 6820
BAKER HUGHES INC COM * COMMON STOCK 057224107 680 22715 SH OTHER 21935 0 780
BALL CORP COM COMMON STOCK 058498106 223 4000 SH OTHER 0 4000 0
BANK OF AMERICA CORP COM* COMMON STOCK 060505104 1735 25962 SH DEFINED 25962 0 0
BANK OF AMERICA CORP COM* COMMON STOCK 060505104 485 7257 SH OTHER 7257 0 0
BANK OF HAWAII CORP COM COMMON STOCK 062540109 1586 51500 SH DEFINED 51500 0 0
BANK OF HAWAII CORP COM COMMON STOCK 062540109 126 4100 SH OTHER 4100 0 0
BANK OF NEW YORK INC COM COMMON STOCK 064057102 528 25760 SH DEFINED 25760 0 0
BANK OF NEW YORK INC COM COMMON STOCK 064057102 1 60 SH OTHER 60 0 0
BANK ONE CORP COM* COMMON STOCK 06423A103 617 17816 SH DEFINED 7045 0 10771
BANK ONE CORP COM* COMMON STOCK 06423A103 35 1000 SH OTHER 1000 0 0
BANKNORTH GROUP INC COMMON STOCK 06646R107 4907 225005 SH DEFINED 225005 0 0
BANKNORTH GROUP INC COMMON STOCK 06646R107 53 2450 SH OTHER 2450 0 0
BAXTER INTERNATIONAL INC COM * COMMON STOCK 071813109 635 34077 SH DEFINED 33602 0 475
BAXTER INTERNATIONAL INC COM * COMMON STOCK 071813109 257 13762 SH OTHER 9912 0 3850
BELLSOUTH CORP COM * COMMON STOCK 079860102 10627 490408 SH DEFINED 488938 0 1470
BELLSOUTH CORP COM * COMMON STOCK 079860102 797 36795 SH OTHER 36174 621 0
BEMIS INC COM* COMMON STOCK 081437105 8 200 SH DEFINED 200 0 0
BEMIS INC COM* COMMON STOCK 081437105 252 6000 SH OTHER 0 6000 0
BERKSHIRE HATHAWAY INC CLASS B COMMON STOCK 084670207 171 80 SH DEFINED 80 0 0
BERKSHIRE HATHAWAY INC CLASS B COMMON STOCK 084670207 43 20 SH OTHER 20 0 0
BEST BUY COMPANY INC COM* COMMON STOCK 086516101 13697 507853 SH DEFINED 498036 0 9817
BEST BUY COMPANY INC COM* COMMON STOCK 086516101 1681 62314 SH OTHER 57814 0 4500
BLOCK H & R INC COM * COMMON STOCK 093671105 434 10175 SH DEFINED 10175 0 0
BLYTH INC. COM COMMON STOCK 09643P108 4391 172661 SH DEFINED 172623 0 38
BLYTH INC. COM COMMON STOCK 09643P108 37 1445 SH OTHER 1445 0 0
BOEING CO COM * COMMON STOCK 097023105 59 2373 SH DEFINED 2373 0 0
BOEING CO COM * COMMON STOCK 097023105 223 8897 SH OTHER 8897 0 0
BOISE CASCADE CORP COM COMMON STOCK 097383103 222 10158 SH DEFINED 10158 0 0
BRINKER INTERNATIONAL INC COM* COMMON STOCK 109641100 2533 83063 SH DEFINED 82813 0 250
BRINKER INTERNATIONAL INC COM* COMMON STOCK 109641100 355 11647 SH OTHER 11647 0 0
BRISTOL-MYERS SQUIBB CO COM * COMMON STOCK 110122108 1170 55383 SH DEFINED 53683 0 1700
BRISTOL-MYERS SQUIBB CO COM * COMMON STOCK 110122108 737 34875 SH OTHER 34875 0 0
BURLINGTON NORTHERN SANTA FE C COMMON STOCK 12189T104 324 13000 SH DEFINED 13000 0 0
BURLINGTON NORTHERN SANTA FE C COMMON STOCK 12189T104 312 12543 SH OTHER 10543 2000 0
BURLINGTON RESOURCES INC COM COMMON STOCK 122014103 6254 131094 SH DEFINED 131094 0 0
BURLINGTON RESOURCES INC COM COMMON STOCK 122014103 169 3547 SH OTHER 1356 871 1320
CALIFORNIA PIZZA KITCHEN INC COMMON STOCK 13054D109 1573 68400 SH DEFINED 68400 0 0
CALIFORNIA PIZZA KITCHEN INC COMMON STOCK 13054D109 124 5400 SH OTHER 5400 0 0
CALLAWAY GOLF CO COM COMMON STOCK 131193104 1054 88700 SH DEFINED 88700 0 0
CALLAWAY GOLF CO COM COMMON STOCK 131193104 61 5100 SH OTHER 5100 0 0
CARDINAL HEALTH INC COM* COMMON STOCK 14149Y108 13478 236578 SH DEFINED 231239 0 5339
CARDINAL HEALTH INC COM* COMMON STOCK 14149Y108 1476 25900 SH OTHER 25900 0 0
CARNIVAL CORPORATION COM* COMMON STOCK 143658102 759 31475 SH DEFINED 30975 0 500
CARNIVAL CORPORATION COM* COMMON STOCK 143658102 166 6900 SH OTHER 6900 0 0
CARRIAGE SERVICES INC COM COMMON STOCK 143905107 36 10000 SH DEFINED 10000 0 0
CENTERPOINT ENERGY INC COM COMMON STOCK 15189T107 271 38440 SH DEFINED 36490 0 1950
CENTERPOINT ENERGY INC COM COMMON STOCK 15189T107 7 1000 SH OTHER 1000 0 0
CHARTER ONE FINANCIAL INC COM COMMON STOCK 160903100 680 24585 SH DEFINED 24585 0 0
CHEVRONTEXACO CORP COM* COMMON STOCK 166764100 17964 277869 SH DEFINED 270488 0 7381
CHEVRONTEXACO CORP COM* COMMON STOCK 166764100 3501 54159 SH OTHER 47308 3736 3115
CHUBB CORP COM* COMMON STOCK 171232101 3879 87525 SH DEFINED 86830 0 695
CHUBB CORP COM* COMMON STOCK 171232101 955 21545 SH OTHER 21545 0 0
CIGNA CORP COM COMMON STOCK 125509109 381 8342 SH DEFINED 8342 0 0
CINERGY CORP COM COMMON STOCK 172474108 8073 239917 SH DEFINED 239822 0 95
CINERGY CORP COM COMMON STOCK 172474108 57 1707 SH OTHER 1707 0 0
CISCO SYSTEM INC COM * COMMON STOCK 17275R102 11531 888360 SH DEFINED 870695 0 17665
CISCO SYSTEM INC COM * COMMON STOCK 17275R102 1008 77633 SH OTHER 72276 1800 3557
CITIGROUP INC COM * COMMON STOCK 172967101 4567 132574 SH DEFINED 131175 0 1399
CITIGROUP INC COM * COMMON STOCK 172967101 3320 96386 SH OTHER 89853 6000 533
CITY NATIONAL CORP COM COMMON STOCK 178566105 804 18300 SH DEFINED 18300 0 0
CITY NATIONAL CORP COM COMMON STOCK 178566105 83 1900 SH OTHER 1900 0 0
CLARCOR INC COM COMMON STOCK 179895107 1095 30250 SH DEFINED 30250 0 0
CLARCOR INC COM COMMON STOCK 179895107 94 2600 SH OTHER 2600 0 0
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK 184502102 2129 62767 SH DEFINED 61703 0 1064
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK 184502102 4274 126000 SH OTHER 126000 0 0
CLOROX CO COM * COMMON STOCK 189054109 9933 215138 SH DEFINED 209338 0 5800
CLOROX CO COM * COMMON STOCK 189054109 1289 27914 SH OTHER 22314 800 4800
COCA COLA CO COM * COMMON STOCK 191216100 4958 122489 SH DEFINED 121537 0 952
COCA COLA CO COM * COMMON STOCK 191216100 2793 69005 SH OTHER 61505 0 7500
COLGATE-PALMOLIVE CO COM * COMMON STOCK 194162103 2702 49638 SH DEFINED 49638 0 0
COLGATE-PALMOLIVE CO COM * COMMON STOCK 194162103 699 12836 SH OTHER 8808 0 4028
COMPUTER SCIENCES CORP COM * COMMON STOCK 205363104 191 5864 SH DEFINED 5864 0 0
COMPUTER SCIENCES CORP COM * COMMON STOCK 205363104 242 7450 SH OTHER 7450 0 0
CONAGRA FOODS INC COMMON STOCK 205887102 243 12100 SH DEFINED 12100 0 0
CONAGRA FOODS INC COMMON STOCK 205887102 37 1850 SH OTHER 1850 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 519 9679 SH DEFINED 9379 0 300
CONOCOPHILLIPS COM COMMON STOCK 20825C104 122 2275 SH OTHER 840 1435 0
CONSOL ENERGY INC COM COMMON STOCK 20854P109 3879 234645 SH DEFINED 234645 0 0
CONSOL ENERGY INC COM COMMON STOCK 20854P109 29 1747 SH OTHER 1747 0 0
CONSOLIDATED EDISON INC COM COMMON STOCK 209115104 38 1000 SH DEFINED 1000 0 0
CONSOLIDATED EDISON INC COM COMMON STOCK 209115104 321 8342 SH OTHER 8342 0 0
COOPER COMPANIES INC COM COMMON STOCK 216648402 2111 70600 SH DEFINED 70600 0 0
COOPER COMPANIES INC COM COMMON STOCK 216648402 161 5400 SH OTHER 5400 0 0
COOPER TIRE & RUBBER CO COM COMMON STOCK 216831107 966 79200 SH DEFINED 79200 0 0
COOPER TIRE & RUBBER CO COM COMMON STOCK 216831107 73 6000 SH OTHER 6000 0 0
COSTCO WHOLESALE CORP NEW COM* COMMON STOCK 22160K105 10752 358037 SH DEFINED 357082 0 955
COSTCO WHOLESALE CORP NEW COM* COMMON STOCK 22160K105 1342 44672 SH OTHER 44672 0 0
COUNTRYWIDE FINANCIAL CORP COM COMMON STOCK 222372104 2811 48891 SH DEFINED 48591 0 300
COUNTRYWIDE FINANCIAL CORP COM COMMON STOCK 222372104 14 236 SH OTHER 236 0 0
CREE INC COM COMMON STOCK 225447101 1263 68200 SH DEFINED 68200 0 0
CREE INC COM COMMON STOCK 225447101 96 5200 SH OTHER 5200 0 0
CRESCENT REAL ESTATE EQUITIES COMMON STOCK 225756105 194 13500 SH DEFINED 13500 0 0
CRESCENT REAL ESTATE EQUITIES COMMON STOCK 225756105 52 3600 SH OTHER 0 0 3600
CSX CORP COM COMMON STOCK 126408103 376 13200 SH OTHER 13200 0 0
CULLEN/FROST BANKERS INC COM COMMON STOCK 229899109 10165 334581 SH DEFINED 304090 2165 28326
CULLEN/FROST BANKERS INC COM COMMON STOCK 229899109 2270 74722 SH OTHER 48130 0 26592
CVB FINANCIAL CORP COM COMMON STOCK 126600105 1472 75950 SH DEFINED 75950 0 0
CVB FINANCIAL CORP COM COMMON STOCK 126600105 104 5375 SH OTHER 5375 0 0
CYTYC CORPORATION COM COMMON STOCK 232946103 1340 102700 SH DEFINED 102700 0 0
CYTYC CORPORATION COM COMMON STOCK 232946103 102 7800 SH OTHER 7800 0 0
DELL COMPUTER CORP COM* COMMON STOCK 247025109 17918 656108 SH DEFINED 634007 0 22101
DELL COMPUTER CORP COM* COMMON STOCK 247025109 2384 87285 SH OTHER 68585 0 18700
DELPHI CORPORATION COM COMMON STOCK 247126105 1193 174699 SH DEFINED 174630 0 69
DELPHI CORPORATION COM COMMON STOCK 247126105 611 89441 SH OTHER 89407 34 0
DELTA & PINE LAND CO COMMON STOCK 247357106 1329 58800 SH DEFINED 58800 0 0
DELTA & PINE LAND CO COMMON STOCK 247357106 102 4500 SH OTHER 4500 0 0
DEVON ENERGY CORPORATION NEW C COMMON STOCK 25179M103 301 6233 SH DEFINED 6233 0 0
DEVON ENERGY CORPORATION NEW C COMMON STOCK 25179M103 102 2113 SH OTHER 2013 0 100
DIEBOLD INC COM * COMMON STOCK 253651103 10912 321509 SH DEFINED 313109 0 8400
DIEBOLD INC COM * COMMON STOCK 253651103 1018 29981 SH OTHER 29981 0 0
DIGITAL RIVER INC COM COMMON STOCK 25388B104 1150 84000 SH DEFINED 84000 0 0
DIGITAL RIVER INC COM COMMON STOCK 25388B104 89 6500 SH OTHER 6500 0 0
DILLARDS INC CLASS A COMMON STOCK 254067101 874 67630 SH DEFINED 67630 0 0
DILLARDS INC CLASS A COMMON STOCK 254067101 65 5000 SH OTHER 5000 0 0
DISNEY (WALT) COMPANY HOLDING COMMON STOCK 254687106 470 27641 SH DEFINED 27641 0 0
DISNEY (WALT) COMPANY HOLDING COMMON STOCK 254687106 409 24011 SH OTHER 17617 6294 100
DOLLAR GENERAL CORP COM COMMON STOCK 256669102 244 20000 SH DEFINED 20000 0 0
DOLLAR TREE STORES INC COM COMMON STOCK 256747106 195 9774 SH DEFINED 9774 0 0
DOLLAR TREE STORES INC COM COMMON STOCK 256747106 7 350 SH OTHER 350 0 0
DOW CHEMICAL CO COM * COMMON STOCK 260543103 2619 94845 SH DEFINED 93915 0 930
DOW CHEMICAL CO COM * COMMON STOCK 260543103 638 23091 SH OTHER 22191 900 0
DU PONT E I DE NEMOURS & CO CO COMMON STOCK 263534109 4333 111515 SH DEFINED 111515 0 0
DU PONT E I DE NEMOURS & CO CO COMMON STOCK 263534109 1570 40391 SH OTHER 33808 3583 3000
DUKE ENERGY CORP * COMMON STOCK 264399106 1090 74984 SH DEFINED 74984 0 0
DUKE ENERGY CORP * COMMON STOCK 264399106 476 32711 SH OTHER 32711 0 0
DYNACQ INTERNATIONAL INC COM COMMON STOCK 267919306 837 61900 SH DEFINED 61900 0 0
E M C CORP MASSACHUSETTS COM * COMMON STOCK 268648102 1212 167615 SH DEFINED 167615 0 0
E M C CORP MASSACHUSETTS COM * COMMON STOCK 268648102 374 51770 SH OTHER 51770 0 0
EATON VANCE CORPORATION COM COMMON STOCK 278265103 1149 43000 SH DEFINED 43000 0 0
EATON VANCE CORPORATION COM COMMON STOCK 278265103 88 3300 SH OTHER 3300 0 0
EDISON INTERNATIONAL COM COMMON STOCK 281020107 149 10848 SH OTHER 10848 0 0
EDUCATION MANAGEMENT CORP COM COMMON STOCK 28139T101 927 23300 SH DEFINED 23300 0 0
EDUCATION MANAGEMENT CORP COM COMMON STOCK 28139T101 99 2500 SH OTHER 2500 0 0
EDWARDS J D & CO COM COMMON STOCK 281667105 722 65500 SH DEFINED 65500 0 0
EDWARDS J D & CO COM COMMON STOCK 281667105 55 5000 SH OTHER 5000 0 0
EGL INC COMMON STOCK 268484102 698 47000 SH DEFINED 47000 0 0
EGL INC COMMON STOCK 268484102 113 7600 SH OTHER 7600 0 0
EL PASO CORP COM COMMON STOCK 28336L109 2393 395535 SH DEFINED 395514 0 21
EL PASO CORP COM COMMON STOCK 28336L109 32 5338 SH OTHER 5338 0 0
ELECTRONIC DATA SYSTEMS CORP C COMMON STOCK 285661104 3456 196363 SH DEFINED 196363 0 0
ELECTRONIC DATA SYSTEMS CORP C COMMON STOCK 285661104 505 28720 SH OTHER 28720 0 0
ELI LILLY & CO COM * COMMON STOCK 532457108 753 13174 SH DEFINED 12824 0 350
ELI LILLY & CO COM * COMMON STOCK 532457108 179 3140 SH OTHER 3040 0 100
EMERSON ELECTRIC CO COM * COMMON STOCK 291011104 15608 344158 SH DEFINED 337638 0 6520
EMERSON ELECTRIC CO COM * COMMON STOCK 291011104 1786 39387 SH OTHER 34897 0 4490
ENSCO INTERNATIONAL INC COM* COMMON STOCK 26874Q100 11641 456324 SH DEFINED 445674 0 10650
ENSCO INTERNATIONAL INC COM* COMMON STOCK 26874Q100 1028 40311 SH OTHER 39722 0 589
ENTERGY CORP NEW COM COMMON STOCK 29364G103 592 12296 SH DEFINED 12096 0 200
ENTERGY CORP NEW COM COMMON STOCK 29364G103 34 700 SH OTHER 0 0 700
ENZO BIOCHEM INC COM COMMON STOCK 294100102 369 28213 SH DEFINED 28213 0 0
EON LABS INC COM COMMON STOCK 29412E100 2339 87600 SH DEFINED 87600 0 0
EON LABS INC COM COMMON STOCK 29412E100 182 6800 SH OTHER 6800 0 0
ESCO TECHNOLOGIES INC COMMON STOCK 296315104 1079 32900 SH DEFINED 32900 0 0
ESCO TECHNOLOGIES INC COMMON STOCK 296315104 82 2500 SH OTHER 2500 0 0
EVERGREEN RESOURCES INC COM COMMON STOCK 299900308 1137 25100 SH DEFINED 25100 0 0
EVERGREEN RESOURCES INC COM COMMON STOCK 299900308 100 2200 SH OTHER 2200 0 0
EXPRESS SCRIPTS INC COM* COMMON STOCK 302182100 10131 181884 SH DEFINED 181254 0 630
EXPRESS SCRIPTS INC COM* COMMON STOCK 302182100 904 16233 SH OTHER 16233 0 0
EXXON MOBIL CORP COM * COMMON STOCK 30231G102 33248 951290 SH DEFINED 941526 0 9764
EXXON MOBIL CORP COM * COMMON STOCK 30231G102 15041 430346 SH OTHER 418990 2400 8956
FACTSET RESEARCH SYSTEMS INC COMMON STOCK 303075105 1379 42500 SH DEFINED 42500 0 0
FACTSET RESEARCH SYSTEMS INC COMMON STOCK 303075105 120 3700 SH OTHER 3700 0 0
FAMILY DOLLAR STORES INC COM COMMON STOCK 307000109 1837 59500 SH DEFINED 59500 0 0
FANNIE MAE * COMMON STOCK 313586109 26873 411219 SH DEFINED 406135 0 5084
FANNIE MAE * COMMON STOCK 313586109 3245 49659 SH OTHER 49359 0 300
FEDERATED INVESTORS INC- CL B COMMON STOCK 314211103 1115 43800 SH DEFINED 43800 0 0
FEDERATED INVESTORS INC- CL B COMMON STOCK 314211103 94 3700 SH OTHER 3700 0 0
FIRST DATA CORP COM * COMMON STOCK 319963104 1486 40159 SH DEFINED 40159 0 0
FIRST DATA CORP COM * COMMON STOCK 319963104 110 2983 SH OTHER 2983 0 0
FIRST NIAGARA FINL GROUP INC N COMMON STOCK 33582V108 380 32368 SH DEFINED 32366 0 2
FIRST NIAGARA FINL GROUP INC N COMMON STOCK 33582V108 3 252 SH OTHER 252 0 0
FISERV INC COM * COMMON STOCK 337738108 214 6794 SH DEFINED 6794 0 0
FISERV INC COM * COMMON STOCK 337738108 49 1552 SH OTHER 1552 0 0
FLEETBOSTON FINANCIAL CORP COM COMMON STOCK 339030108 5117 214280 SH DEFINED 214235 0 45
FLEETBOSTON FINANCIAL CORP COM COMMON STOCK 339030108 149 6245 SH OTHER 5345 0 900
FLOWERS FOODS INC COM COMMON STOCK 343498101 1311 47850 SH DEFINED 47850 0 0
FLOWERS FOODS INC COM COMMON STOCK 343498101 131 4800 SH OTHER 4800 0 0
FMC TECHNOLOGIES INC COM COMMON STOCK 30249U101 1106 57600 SH DEFINED 57600 0 0
FMC TECHNOLOGIES INC COM COMMON STOCK 30249U101 94 4900 SH OTHER 4900 0 0
FOCUS ENHANCEMENTS INC COMMON STOCK 344159108 48 67500 SH DEFINED 67500 0 0
FOOT LOCKER INC COM COMMON STOCK 344849104 895 83650 SH DEFINED 83650 0 0
FORD MOTOR COMPANY * COMMON STOCK 345370860 5405 718815 SH DEFINED 718777 0 38
FORD MOTOR COMPANY * COMMON STOCK 345370860 78 10389 SH OTHER 10389 0 0
FOREST LABORATORIES INC COM * COMMON STOCK 345838106 5835 108122 SH DEFINED 107982 0 140
FOREST LABORATORIES INC COM * COMMON STOCK 345838106 370 6848 SH OTHER 6848 0 0
FORTUNE BRANDS INC COM * COMMON STOCK 349631101 634 14780 SH DEFINED 14220 0 560
FORTUNE BRANDS INC COM * COMMON STOCK 349631101 203 4724 SH OTHER 4724 0 0
FOUNDRY NETWORKS INC COM COMMON STOCK 35063R100 1073 133400 SH DEFINED 133400 0 0
FOUNDRY NETWORKS INC COM COMMON STOCK 35063R100 82 10200 SH OTHER 10200 0 0
FPL GROUP INC COM * COMMON STOCK 302571104 61 1040 SH DEFINED 1040 0 0
FPL GROUP INC COM * COMMON STOCK 302571104 239 4050 SH OTHER 3550 0 500
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