UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 6/30/03
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: TOM STRINGFELLOW
ADDRESS: FROST NATIONAL BANK
P.O. BOX 1600
SAN ANTONIO, TX 78296
13F FILE NUMBER: 28-183
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: STAN MCCORMICK
TITLE: COPORATE SECRETARY - SR. V.P.
PHONE: 210-220-4310
SIGNATURE,PLACE,AND DATE OF SIGNING:
/s/ STAN MCCORMICK SAN ANTONIO, TX 7/4/03
REPORT TYPE (CHECK ONLY ONE.):
( X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 647
FORM 13F INFORMATION TABLE VALUE TOTAL: $1,707,179
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
ABBOTT LABORATORIES COM * COMMON STOCK 002824100 14629 334308 SH DEFINED 330218 0 4090
ABBOTT LABORATORIES COM * COMMON STOCK 002824100 3779 86359 SH OTHER 58689 20800 6870
ABERCROMBIE & FITCH CO CLASS A COMMON STOCK 002896207 1923 67700 SH OTHER 67700 0 0
ADAPTEC INC COM COMMON STOCK 00651F108 3 400 SH DEFINED 400 0 0
ADAPTEC INC COM COMMON STOCK 00651F108 546 68700 SH OTHER 68700 0 0
AIR PRODUCTS & CHEMICALS INC C COMMON STOCK 009158106 969 23301 SH DEFINED 23301 0 0
AIR PRODUCTS & CHEMICALS INC C COMMON STOCK 009158106 499 12000 SH OTHER 12000 0 0
ALCOA INC COM* COMMON STOCK 013817101 13801 541200 SH DEFINED 524128 0 17072
ALCOA INC COM* COMMON STOCK 013817101 1717 67340 SH OTHER 59800 0 7540
ALEXANDRIA REAL ESTATE EQUITIE COMMON STOCK 015271109 1643 36500 SH OTHER 36500 0 0
ALLIED WASTE INDUSTRIES INC CO COMMON STOCK 019589308 836 83200 SH OTHER 80000 0 3200
ALLSTATE CORP COM COMMON STOCK 020002101 47 1328 SH DEFINED 928 0 400
ALLSTATE CORP COM COMMON STOCK 020002101 514 14416 SH OTHER 14416 0 0
ALLTEL CORP COM * COMMON STOCK 020039103 45155 936438 SH DEFINED 925283 0 11155
ALLTEL CORP COM * COMMON STOCK 020039103 13802 286223 SH OTHER 285423 0 800
ALTRIA GROUP INC COM * COMMON STOCK 02209S103 1269 27924 SH DEFINED 27024 0 900
ALTRIA GROUP INC COM * COMMON STOCK 02209S103 5630 123903 SH OTHER 122503 500 900
AMERICAN CAPITAL STRATEGIES LT COMMON STOCK 024937104 1085 43361 SH DEFINED 43361 0 0
AMERICAN CAPITAL STRATEGIES LT COMMON STOCK 024937104 1214 48540 SH OTHER 48540 0 0
AMERICAN ELECTRIC POWER INC CO COMMON STOCK 025537101 986 33058 SH DEFINED 33058 0 0
AMERICAN ELECTRIC POWER INC CO COMMON STOCK 025537101 997 33439 SH OTHER 33439 0 0
AMERICAN EXPRESS CO COM * COMMON STOCK 025816109 17906 428265 SH DEFINED 418985 0 9280
AMERICAN EXPRESS CO COM * COMMON STOCK 025816109 2687 64275 SH OTHER 63775 0 500
AMERICAN INT'L GROUP INC COM * COMMON STOCK 026874107 1069 19369 SH DEFINED 19244 0 125
AMERICAN INT'L GROUP INC COM * COMMON STOCK 026874107 1917 34745 SH OTHER 30347 2882 1516
AMERICAN ITALIAN PASTA CO CLAS COMMON STOCK 027070101 1308 31400 SH OTHER 31400 0 0
AMERICAN NATIONAL INSURANCE CO COMMON STOCK 028591105 367 4252 SH DEFINED 25 0 4227
AMERICREDIT CORP COM COMMON STOCK 03060R101 79 9234 SH DEFINED 8000 0 1234
AMERICREDIT CORP COM COMMON STOCK 03060R101 44 5155 SH OTHER 5155 0 0
AMERIGROUP CORPORATION COM COMMON STOCK 03073T102 1977 53150 SH OTHER 53150 0 0
AMETEK INC COM COMMON STOCK 031100100 1382 37700 SH OTHER 37700 0 0
AMGEN INC COM * COMMON STOCK 031162100 1540 23350 SH DEFINED 23350 0 0
AMGEN INC COM * COMMON STOCK 031162100 915 13882 SH OTHER 11882 0 2000
AMSOUTH BANCORPORATION INC COM COMMON STOCK 032165102 191 8756 SH DEFINED 0 0 8756
AMSOUTH BANCORPORATION INC COM COMMON STOCK 032165102 107 4920 SH OTHER 4920 0 0
ANADARKO PETROLEUM CORP COM COMMON STOCK 032511107 2782 62564 SH DEFINED 62564 0 0
ANADARKO PETROLEUM CORP COM COMMON STOCK 032511107 4335 97472 SH OTHER 97372 0 100
ANALOG DEVICES INC COM* COMMON STOCK 032654105 397 11411 SH DEFINED 11411 0 0
ANHEUSER BUSCH COS INC COM * COMMON STOCK 035229103 697 13648 SH DEFINED 13498 0 150
ANHEUSER BUSCH COS INC COM * COMMON STOCK 035229103 8023 157167 SH OTHER 157167 0 0
AOL TIME WARNER INC COM* COMMON STOCK 00184A105 53177 3304975 SH DEFINED 3304225 0 750
AOL TIME WARNER INC COM* COMMON STOCK 00184A105 368 22871 SH OTHER 7671 14400 800
APPLIED MATERIALS INC COM * COMMON STOCK 038222105 146 9231 SH DEFINED 9183 0 48
APPLIED MATERIALS INC COM * COMMON STOCK 038222105 32 1998 SH OTHER 500 1298 200
ARCHSTONE-SMITH TR REIT COM* COMMON STOCK 039583109 2121 88373 SH DEFINED 86483 0 1890
ARCHSTONE-SMITH TR REIT COM* COMMON STOCK 039583109 914 38104 SH OTHER 38104 0 0
AT & T WIRELESS SERVICES INC C COMMON STOCK 00209A106 94 11452 SH DEFINED 10997 0 455
AT & T WIRELESS SERVICES INC C COMMON STOCK 00209A106 68 8330 SH OTHER 5941 1389 1000
AUTODESK INC COM COMMON STOCK 052769106 1337 82700 SH OTHER 82700 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 1400 41337 SH DEFINED 41337 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 1204 35555 SH OTHER 35555 0 0
AVERY DENNISON CORP COM COMMON STOCK 053611109 28 550 SH DEFINED 550 0 0
AVERY DENNISON CORP COM COMMON STOCK 053611109 305 6075 SH OTHER 6040 35 0
AVX CORP COM COMMON STOCK 002444107 435 39594 SH DEFINED 39594 0 0
AVX CORP COM COMMON STOCK 002444107 572 52083 SH OTHER 52083 0 0
BAKER HUGHES INC COM * COMMON STOCK 057224107 13639 406299 SH DEFINED 398479 0 7820
BAKER HUGHES INC COM * COMMON STOCK 057224107 1382 41178 SH OTHER 40598 0 580
BANK OF AMERICA CORP COM* COMMON STOCK 060505104 1501 18996 SH DEFINED 18996 0 0
BANK OF AMERICA CORP COM* COMMON STOCK 060505104 758 9591 SH OTHER 9591 0 0
BANK OF HAWAII CORP COM COMMON STOCK 062540109 209 6300 SH OTHER 6300 0 0
BANK OF NEW YORK INC COM COMMON STOCK 064057102 7 260 SH DEFINED 260 0 0
BANK OF NEW YORK INC COM COMMON STOCK 064057102 1001 34800 SH OTHER 34800 0 0
BANK ONE CORP COM* COMMON STOCK 06423A103 631 16963 SH DEFINED 6192 0 10771
BANK ONE CORP COM* COMMON STOCK 06423A103 45 1220 SH OTHER 1220 0 0
BANKNORTH GROUP INC COMMON STOCK 06646R107 4207 164844 SH DEFINED 164844 0 0
BANKNORTH GROUP INC COMMON STOCK 06646R107 5810 227652 SH OTHER 227652 0 0
BAXTER INTERNATIONAL INC COM * COMMON STOCK 071813109 433 16653 SH DEFINED 16178 0 475
BAXTER INTERNATIONAL INC COM * COMMON STOCK 071813109 627 24112 SH OTHER 20612 0 3500
BB&T CORP COM* COMMON STOCK 054937107 211 6149 SH DEFINED 6149 0 0
BB&T CORP COM* COMMON STOCK 054937107 12 355 SH OTHER 355 0 0
BEARINGPOINT INC COM COMMON STOCK 074002106 19 2000 SH DEFINED 2000 0 0
BEARINGPOINT INC COM COMMON STOCK 074002106 1331 137900 SH OTHER 137900 0 0
BELLSOUTH CORP COM * COMMON STOCK 079860102 6369 239156 SH DEFINED 237686 0 1470
BELLSOUTH CORP COM * COMMON STOCK 079860102 7567 284147 SH OTHER 283526 621 0
BEMIS INC COM* COMMON STOCK 081437105 281 6000 SH OTHER 0 6000 0
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670108 290 4 SH DEFINED 4 0 0
BEST BUY COMPANY INC COM* COMMON STOCK 086516101 10302 234553 SH DEFINED 230624 0 3929
BEST BUY COMPANY INC COM* COMMON STOCK 086516101 1601 36454 SH OTHER 36025 0 429
BLYTH INC. COM COMMON STOCK 09643P108 1968 72338 SH DEFINED 72300 0 38
BLYTH INC. COM COMMON STOCK 09643P108 2779 102181 SH OTHER 102181 0 0
BOISE CASCADE CORP COM COMMON STOCK 097383103 4 158 SH DEFINED 158 0 0
BOISE CASCADE CORP COM COMMON STOCK 097383103 239 10000 SH OTHER 10000 0 0
BRINKER INTERNATIONAL INC COM* COMMON STOCK 109641100 10968 304510 SH DEFINED 296760 0 7750
BRINKER INTERNATIONAL INC COM* COMMON STOCK 109641100 644 17880 SH OTHER 17880 0 0
BRISTOL-MYERS SQUIBB CO COM * COMMON STOCK 110122108 832 30628 SH DEFINED 28928 0 1700
BRISTOL-MYERS SQUIBB CO COM * COMMON STOCK 110122108 1315 48450 SH OTHER 48450 0 0
BURLINGTON NORTHERN SANTA FE C COMMON STOCK 12189T104 22 765 SH DEFINED 765 0 0
BURLINGTON NORTHERN SANTA FE C COMMON STOCK 12189T104 574 20178 SH OTHER 18178 2000 0
BURLINGTON RESOURCES INC COM COMMON STOCK 122014103 1771 32751 SH DEFINED 32751 0 0
BURLINGTON RESOURCES INC COM COMMON STOCK 122014103 3643 67374 SH OTHER 65183 871 1320
CALLAWAY GOLF CO COM COMMON STOCK 131193104 1578 119400 SH OTHER 119400 0 0
CARDINAL HEALTH INC COM* COMMON STOCK 14149Y108 13675 212672 SH DEFINED 207483 0 5189
CARDINAL HEALTH INC COM* COMMON STOCK 14149Y108 1964 30539 SH OTHER 30539 0 0
CARNIVAL CORP PAIRED CTF 1 COM COMMON STOCK 143658300 584 17975 SH DEFINED 17975 0 0
CARNIVAL CORP PAIRED CTF 1 COM COMMON STOCK 143658300 367 11300 SH OTHER 11300 0 0
CARRIAGE SERVICES INC COM COMMON STOCK 143905107 35 10000 SH DEFINED 10000 0 0
CBRL GROUP INC COM COMMON STOCK 12489V106 1472 37900 SH OTHER 37900 0 0
CENTERPOINT ENERGY INC COM COMMON STOCK 15189T107 65 8009 SH DEFINED 6059 0 1950
CENTERPOINT ENERGY INC COM COMMON STOCK 15189T107 208 25500 SH OTHER 25500 0 0
CHARTER ONE FINANCIAL INC COM COMMON STOCK 160903100 40 1285 SH DEFINED 1285 0 0
CHARTER ONE FINANCIAL INC COM COMMON STOCK 160903100 733 23500 SH OTHER 23500 0 0
CHEVRONTEXACO CORP COM* COMMON STOCK 166764100 19268 266875 SH DEFINED 258515 0 8360
CHEVRONTEXACO CORP COM* COMMON STOCK 166764100 4217 58413 SH OTHER 51562 3736 3115
CHUBB CORP COM* COMMON STOCK 171232101 3388 56472 SH DEFINED 56127 0 345
CHUBB CORP COM* COMMON STOCK 171232101 718 11970 SH OTHER 11970 0 0
CIGNA CORP COM COMMON STOCK 125509109 68 1442 SH DEFINED 1442 0 0
CIGNA CORP COM COMMON STOCK 125509109 324 6900 SH OTHER 6900 0 0
CINERGY CORP COM COMMON STOCK 172474108 2771 75323 SH DEFINED 75252 0 71
CINERGY CORP COM COMMON STOCK 172474108 3920 106550 SH OTHER 106550 0 0
CISCO SYSTEM INC COM * COMMON STOCK 17275R102 14415 858532 SH DEFINED 841217 0 17315
CISCO SYSTEM INC COM * COMMON STOCK 17275R102 2132 126958 SH OTHER 123101 1800 2057
CITIGROUP INC COM * COMMON STOCK 172967101 4184 97753 SH DEFINED 96354 0 1399
CITIGROUP INC COM * COMMON STOCK 172967101 5555 129800 SH OTHER 122900 6000 900
CLARCOR INC COM COMMON STOCK 179895107 1245 32300 SH OTHER 32300 0 0
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK 184502102 2326 54872 SH DEFINED 54142 0 730
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK 184502102 5664 133606 SH OTHER 133606 0 0
CLOROX CO COM * COMMON STOCK 189054109 346 8101 SH DEFINED 8101 0 0
CLOROX CO COM * COMMON STOCK 189054109 425 9973 SH OTHER 4373 800 4800
COCA COLA CO COM * COMMON STOCK 191216100 4259 91772 SH DEFINED 90820 0 952
COCA COLA CO COM * COMMON STOCK 191216100 4396 94722 SH OTHER 86822 0 7900
COLGATE-PALMOLIVE CO COM * COMMON STOCK 194162103 1125 19417 SH DEFINED 19417 0 0
COLGATE-PALMOLIVE CO COM * COMMON STOCK 194162103 2382 41111 SH OTHER 37083 0 4028
COMPUTER SCIENCES CORP COM * COMMON STOCK 205363104 205 5384 SH DEFINED 5384 0 0
COMPUTER SCIENCES CORP COM * COMMON STOCK 205363104 23 600 SH OTHER 600 0 0
CONAGRA FOODS INC COMMON STOCK 205887102 329 13950 SH OTHER 13950 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 22 398 SH DEFINED 98 0 300
CONOCOPHILLIPS COM COMMON STOCK 20825C104 566 10324 SH OTHER 8889 1435 0
CONSOL ENERGY INC COM COMMON STOCK 20854P109 2246 98790 SH DEFINED 98790 0 0
CONSOL ENERGY INC COM COMMON STOCK 20854P109 3154 138690 SH OTHER 138690 0 0
CONSOLIDATED EDISON INC COM COMMON STOCK 209115104 43 1000 SH DEFINED 1000 0 0
CONSOLIDATED EDISON INC COM COMMON STOCK 209115104 357 8242 SH OTHER 8242 0 0
COOPER COMPANIES INC COM COMMON STOCK 216648402 14 400 SH DEFINED 400 0 0
COOPER COMPANIES INC COM COMMON STOCK 216648402 1405 40400 SH OTHER 40400 0 0
COST PLUS INC CALIF COM COMMON STOCK 221485105 1541 43200 SH OTHER 43200 0 0
COSTCO WHOLESALE CORP NEW COM* COMMON STOCK 22160K105 13852 378458 SH DEFINED 377503 0 955
COSTCO WHOLESALE CORP NEW COM* COMMON STOCK 22160K105 1679 45886 SH OTHER 45886 0 0
COUNTRYWIDE FINANCIAL CORP COM COMMON STOCK 222372104 993 14272 SH DEFINED 14272 0 0
COUNTRYWIDE FINANCIAL CORP COM COMMON STOCK 222372104 2438 35041 SH OTHER 35041 0 0
COVANCE INC COM COMMON STOCK 222816100 1343 74225 SH OTHER 74225 0 0
CRESCENT REAL ESTATE EQUITIES COMMON STOCK 225756105 91 5500 SH DEFINED 5500 0 0
CRESCENT REAL ESTATE EQUITIES COMMON STOCK 225756105 284 17100 SH OTHER 11000 0 6100
CSX CORP COM COMMON STOCK 126408103 376 12500 SH OTHER 12500 0 0
CULLEN/FROST BANKERS INC COM COMMON STOCK 229899109 10598 330161 SH DEFINED 299670 2165 28326
CULLEN/FROST BANKERS INC COM COMMON STOCK 229899109 2415 75222 SH OTHER 48630 0 26592
CVS CORP COM * COMMON STOCK 126650100 1218 43456 SH DEFINED 43456 0 0
CVS CORP COM * COMMON STOCK 126650100 2050 73145 SH OTHER 73145 0 0
DELL COMPUTER CORP COM* COMMON STOCK 247025109 19255 604736 SH DEFINED 587635 0 17101
DELL COMPUTER CORP COM* COMMON STOCK 247025109 2849 89489 SH OTHER 70789 0 18700
DELPHI CORPORATION COM COMMON STOCK 247126105 720 83439 SH DEFINED 83439 0 0
DELPHI CORPORATION COM COMMON STOCK 247126105 1567 181591 SH OTHER 181557 34 0
DELTA & PINE LAND CO COMMON STOCK 247357106 1391 63300 SH OTHER 63300 0 0
DEVON ENERGY CORPORATION NEW C COMMON STOCK 25179M103 335 6273 SH DEFINED 6273 0 0
DEVON ENERGY CORPORATION NEW C COMMON STOCK 25179M103 1086 20329 SH OTHER 20229 0 100
DIEBOLD INC COM * COMMON STOCK 253651103 15163 350593 SH DEFINED 343193 0 7400
DIEBOLD INC COM * COMMON STOCK 253651103 1878 43418 SH OTHER 43418 0 0
DIGITAL RIVER INC COM COMMON STOCK 25388B104 777 40600 SH OTHER 40600 0 0
DISNEY (WALT) COMPANY HOLDING COMMON STOCK 254687106 7378 373583 SH DEFINED 364813 0 8770
DISNEY (WALT) COMPANY HOLDING COMMON STOCK 254687106 1067 54043 SH OTHER 46869 6294 880
DOLLAR GENERAL CORP COM COMMON STOCK 256669102 365 20000 SH OTHER 20000 0 0
DOLLAR TREE STORES INC COM COMMON STOCK 256747106 315 9914 SH DEFINED 9914 0 0
DOLLAR TREE STORES INC COM COMMON STOCK 256747106 18 575 SH OTHER 575 0 0
DOVER CORP COM * COMMON STOCK 260003108 163 5427 SH DEFINED 5427 0 0
DOVER CORP COM * COMMON STOCK 260003108 48 1600 SH OTHER 1600 0 0
DOW CHEMICAL CO COM * COMMON STOCK 260543103 2667 86150 SH DEFINED 85220 0 930
DOW CHEMICAL CO COM * COMMON STOCK 260543103 1442 46591 SH OTHER 45691 900 0
DRS TECHNOLOGIES INC COMMON STOCK 23330X100 1452 52000 SH OTHER 52000 0 0
DU PONT E I DE NEMOURS & CO CO COMMON STOCK 263534109 3821 91762 SH DEFINED 91762 0 0
DU PONT E I DE NEMOURS & CO CO COMMON STOCK 263534109 2213 53158 SH OTHER 46575 3583 3000
DUKE ENERGY CORP * COMMON STOCK 264399106 1047 52459 SH DEFINED 52459 0 0
DUKE ENERGY CORP * COMMON STOCK 264399106 587 29414 SH OTHER 27326 0 2088
DYNACQ INTERNATIONAL INC COM COMMON STOCK 267919306 1051 61900 SH DEFINED 61900 0 0
E M C CORP MASSACHUSETTS COM * COMMON STOCK 268648102 91 8720 SH DEFINED 8720 0 0
E M C CORP MASSACHUSETTS COM * COMMON STOCK 268648102 128 12239 SH OTHER 12239 0 0
E*TRADE GROUP INC COM COMMON STOCK 269246104 1568 184445 SH OTHER 184445 0 0
EARTHLINK INC COM COMMON STOCK 270321102 1508 189000 SH OTHER 189000 0 0
EATON VANCE CORPORATION COM COMMON STOCK 278265103 1463 46300 SH OTHER 46300 0 0
EDISON INTERNATIONAL COM COMMON STOCK 281020107 20 1200 SH DEFINED 1200 0 0
EDISON INTERNATIONAL COM COMMON STOCK 281020107 178 10848 SH OTHER 10848 0 0
EDUCATION MANAGEMENT CORP COM COMMON STOCK 28139T101 3 50 SH DEFINED 50 0 0
EDUCATION MANAGEMENT CORP COM COMMON STOCK 28139T101 1650 31100 SH OTHER 31100 0 0
EGL INC COMMON STOCK 268484102 830 54600 SH OTHER 54600 0 0
EL PASO CORP COM COMMON STOCK 28336L109 1229 152113 SH DEFINED 152092 0 21
EL PASO CORP COM COMMON STOCK 28336L109 2014 249216 SH OTHER 249216 0 0
ELECTRONIC DATA SYSTEMS CORP C COMMON STOCK 285661104 23 1084 SH DEFINED 1084 0 0
ELECTRONIC DATA SYSTEMS CORP C COMMON STOCK 285661104 601 28004 SH OTHER 28004 0 0
ELI LILLY & CO COM * COMMON STOCK 532457108 646 9364 SH DEFINED 9364 0 0
ELI LILLY & CO COM * COMMON STOCK 532457108 217 3140 SH OTHER 3040 0 100
EMERSON ELECTRIC CO COM * COMMON STOCK 291011104 15399 301352 SH DEFINED 293832 0 7520
EMERSON ELECTRIC CO COM * COMMON STOCK 291011104 2270 44423 SH OTHER 42183 0 2240
ENSCO INTERNATIONAL INC COM* COMMON STOCK 26874Q100 12967 482043 SH DEFINED 479893 0 2150
ENSCO INTERNATIONAL INC COM* COMMON STOCK 26874Q100 1410 52409 SH OTHER 51820 0 589
ENTERGY CORP NEW COM COMMON STOCK 29364G103 26 500 SH DEFINED 300 0 200
ENTERGY CORP NEW COM COMMON STOCK 29364G103 613 11607 SH OTHER 10907 0 700
ENZO BIOCHEM INC COM COMMON STOCK 294100102 638 29624 SH DEFINED 29624 0 0
EON LABS INC COM COMMON STOCK 29412E100 1437 40900 SH OTHER 40900 0 0
ESCO TECHNOLOGIES INC COMMON STOCK 296315104 1558 35400 SH OTHER 35400 0 0
ESPEED INC CL A COMMON STOCK 296643109 1569 79400 SH OTHER 79400 0 0
EVERGREEN RESOURCES INC COM COMMON STOCK 299900308 1483 27300 SH OTHER 27300 0 0
EXPRESS SCRIPTS INC COM* COMMON STOCK 302182100 11628 169976 SH DEFINED 169346 0 630
EXPRESS SCRIPTS INC COM* COMMON STOCK 302182100 1532 22393 SH OTHER 22393 0 0
EXXON MOBIL CORP COM * COMMON STOCK 30231G102 31004 863386 SH DEFINED 854272 0 9114
EXXON MOBIL CORP COM * COMMON STOCK 30231G102 16471 458682 SH OTHER 442958 2400 13324
FACTSET RESEARCH SYSTEMS INC COMMON STOCK 303075105 2035 46200 SH OTHER 46200 0 0
FAIRCHILD SEMICONDUCTOR INTL C COMMON STOCK 303726103 6 500 SH DEFINED 500 0 0
FAIRCHILD SEMICONDUCTOR INTL C COMMON STOCK 303726103 1367 106900 SH OTHER 106900 0 0
FAMILY DOLLAR STORES INC COM COMMON STOCK 307000109 76 2000 SH DEFINED 2000 0 0
FAMILY DOLLAR STORES INC COM COMMON STOCK 307000109 1640 43000 SH OTHER 43000 0 0
FANNIE MAE * COMMON STOCK 313586109 19721 292425 SH DEFINED 287300 0 5125
FANNIE MAE * COMMON STOCK 313586109 11379 168721 SH OTHER 167991 0 730
FEDERATED INVESTORS INC- CL B COMMON STOCK 314211103 1302 47500 SH OTHER 47500 0 0
FEI COMPANY COM COMMON STOCK 30241L109 1002 53400 SH OTHER 53400 0 0
FIRST DATA CORP COM * COMMON STOCK 319963104 676 16309 SH DEFINED 16309 0 0
FIRST DATA CORP COM * COMMON STOCK 319963104 1220 29433 SH OTHER 27833 0 1600
FIRST NIAGARA FINL GROUP INC N COMMON STOCK 33582V108 449 32284 SH DEFINED 32282 0 2
FIRST NIAGARA FINL GROUP INC N COMMON STOCK 33582V108 4 306 SH OTHER 306 0 0
FLEETBOSTON FINANCIAL CORP COM COMMON STOCK 339030108 1720 57894 SH DEFINED 57867 0 27
FLEETBOSTON FINANCIAL CORP COM COMMON STOCK 339030108 2366 79644 SH OTHER 77944 0 1700
FLEXTRONICS INTERNATIONAL LTD* COMMON STOCK Y2573F102 11030 1057497 SH DEFINED 1033497 0 24000
FLEXTRONICS INTERNATIONAL LTD* COMMON STOCK Y2573F102 1045 100235 SH OTHER 98635 0 1600
FMC TECHNOLOGIES INC COM COMMON STOCK 30249U101 1316 62500 SH OTHER 62500 0 0
FOCUS ENHANCEMENTS INC COMMON STOCK 344159108 50 40000 SH DEFINED 40000 0 0
FOOT LOCKER INC COM COMMON STOCK 344849104 22 1650 SH DEFINED 1650 0 0
FOOT LOCKER INC COM COMMON STOCK 344849104 1087 82000 SH OTHER 82000 0 0
FORD MOTOR COMPANY * COMMON STOCK 345370860 3464 315190 SH DEFINED 315152 0 38
FORD MOTOR COMPANY * COMMON STOCK 345370860 4571 415911 SH OTHER 415911 0 0
FOREST LABORATORIES INC COM * COMMON STOCK 345838106 11020 201286 SH DEFINED 196246 0 5040
FOREST LABORATORIES INC COM * COMMON STOCK 345838106 1008 18402 SH OTHER 18402 0 0
FORTUNE BRANDS INC COM * COMMON STOCK 349631101 772 14780 SH DEFINED 14220 0 560
FORTUNE BRANDS INC COM * COMMON STOCK 349631101 247 4724 SH OTHER 4724 0 0
FOUNDRY NETWORKS INC COM COMMON STOCK 35063R100 1844 129300 SH OTHER 129300 0 0
FPL GROUP INC COM * COMMON STOCK 302571104 70 1040 SH DEFINED 1040 0 0
FPL GROUP INC COM * COMMON STOCK 302571104 271 4050 SH OTHER 3550 0 500
FREDDIE MAC * COMMON STOCK 313400301 5306 104501 SH DEFINED 104432 0 69
FREDDIE MAC * COMMON STOCK 313400301 6123 120600 SH OTHER 120450 0 150
FURNITURE BRANDS INTERNATIONAL COMMON STOCK 360921100 1099 42100 SH OTHER 42100 0 0
GABELLI ASSET MANAGEMENT INC C COMMON STOCK 36239Y102 1375 38100 SH OTHER 38100 0 0
GALYANS TRADING INC COM COMMON STOCK 36458R101 1340 95000 SH OTHER 95000 0 0
GAMESTOP CORPORATION COM COMMON STOCK 36466R101 1401 108400 SH OTHER 108400 0 0
GEN-PROBE INC NEW COM COMMON STOCK 36866T103 1622 39600 SH OTHER 39600 0 0
GENERAL DYNAMICS CORP COM* COMMON STOCK 369550108 15837 218442 SH DEFINED 214242 0 4200
GENERAL DYNAMICS CORP COM* COMMON STOCK 369550108 2727 37610 SH OTHER 37076 0 534
GENERAL ELECTRIC CO COM * COMMON STOCK 369604103 27282 951239 SH DEFINED 930604 0 20635
GENERAL ELECTRIC CO COM * COMMON STOCK 369604103 13224 461085 SH OTHER 416103 14520 30462
GENERAL MILLS INC COM* COMMON STOCK 370334104 1144 24132 SH DEFINED 24132 0 0
GENERAL MILLS INC COM* COMMON STOCK 370334104 746 15730 SH OTHER 8930 6400 400
GENERAL MOTORS CORP CLASS H NE COMMON STOCK 370442832 9 666 SH DEFINED 666 0 0
GENERAL MOTORS CORP CLASS H NE COMMON STOCK 370442832 258 20175 SH OTHER 20169 6 0
GENERAL MOTORS CORP COM COMMON STOCK 370442105 246 6827 SH DEFINED 6827 0 0
GENERAL MOTORS CORP COM COMMON STOCK 370442105 4501 125016 SH OTHER 124966 50 0
GILLETTE CO COM * COMMON STOCK 375766102 277 8699 SH DEFINED 8699 0 0
GILLETTE CO COM * COMMON STOCK 375766102 56 1754 SH OTHER 850 0 904
GRANT PRIDECO INC COM COMMON STOCK 38821G101 1119 95200 SH OTHER 95200 0 0
GUIDANT CORP COM* COMMON STOCK 401698105 207 4667 SH DEFINED 4667 0 0
HALLIBURTON CO COM * COMMON STOCK 406216101 201 8718 SH DEFINED 8043 0 675
HALLIBURTON CO COM * COMMON STOCK 406216101 1691 73500 SH OTHER 67400 3000 3100
HANOVER COMPRESSOR CO (HOLDING COMMON STOCK 410768105 141 12500 SH DEFINED 12500 0 0
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WELLS FARGO & CO NEW COM * COMMON STOCK 949746101 17896 355076 SH DEFINED 348516 0 6560
WELLS FARGO & CO NEW COM * COMMON STOCK 949746101 2215 43939 SH OTHER 39939 4000 0
WENDY'S INTERNATIONAL INC COM COMMON STOCK 950590109 14 487 SH DEFINED 487 0 0
WENDY'S INTERNATIONAL INC COM COMMON STOCK 950590109 464 16000 SH OTHER 16000 0 0
WESTPORT RESOURCES CORP NEW CO COMMON STOCK 961418100 1385 60900 SH OTHER 60900 0 0
WILLIAMS SONOMA INC COM* COMMON STOCK 969904101 520 17800 SH OTHER 17800 0 0
WORTHINGTON INDS INC COM (OHIO COMMON STOCK 981811102 1075 80200 SH OTHER 80200 0 0
WRIGLEY WM JR CO COM COMMON STOCK 982526105 34 600 SH DEFINED 600 0 0
WRIGLEY WM JR CO COM COMMON STOCK 982526105 247 4400 SH OTHER 1400 0 3000
WYETH COM * COMMON STOCK 983024100 2329 51128 SH DEFINED 51028 0 100
WYETH COM * COMMON STOCK 983024100 3105 68160 SH OTHER 58460 9600 100
XTO ENERGY INC COM COMMON STOCK 98385X106 134 6666 SH DEFINED 6666 0 0
XTO ENERGY INC COM COMMON STOCK 98385X106 1527 75932 SH OTHER 75932 0 0
YUM! BRANDS INC COM COMMON STOCK 988498101 145 4915 SH DEFINED 4915 0 0
YUM! BRANDS INC COM COMMON STOCK 988498101 89 3020 SH OTHER 1820 720 480
ZIMMER HLDGS INC* COMMON STOCK 98956P102 36 795 SH DEFINED 625 0 170
ZIMMER HLDGS INC* COMMON STOCK 98956P102 169 3756 SH OTHER 3756 0 0
3M CO COM* COMMON STOCK 88579Y101 2624 20347 SH DEFINED 20347 0 0
3M CO COM* COMMON STOCK 88579Y101 2933 22739 SH OTHER 15339 4900 2500
IMPERIAL SUGAR CO NEW WTS 8 COMMON STOCK 453096117 17 65833 SH DEFINED 65554 0 279
IMPERIAL SUGAR CO NEW WTS 8 COMMON STOCK 453096117 1 5164 SH OTHER 5164 0 0
AGRIUM INC COMMON STOCK 008916108 1359 124040 SH DEFINED 124040 0 0
AGRIUM INC COMMON STOCK 008916108 2690 245400 SH OTHER 245400 0 0
BIOVAIL CORPORATION COM* COMMON STOCK 09067J109 238 5060 SH DEFINED 5060 0 0
BP PLC SPONSORED ADR * COMMON STOCK 055622104 22148 527080 SH DEFINED 516246 0 10834
BP PLC SPONSORED ADR * COMMON STOCK 055622104 12939 307924 SH OTHER 291741 8365 7818
BUSINESS OBJECTS S A SPONSORED COMMON STOCK 12328X107 1224 56000 SH OTHER 56000 0 0
CANADIAN NATIONAL RAILWAY CO* COMMON STOCK 136375102 1298 26886 SH DEFINED 26886 0 0
CANADIAN NATIONAL RAILWAY CO* COMMON STOCK 136375102 1752 36294 SH OTHER 36294 0 0
CANADIAN NATURAL RESOURCES LTD COMMON STOCK 136385101 318 7962 SH DEFINED 7962 0 0
CANADIAN NATURAL RESOURCES LTD COMMON STOCK 136385101 855 21415 SH OTHER 21415 0 0
DSG INTERNATIONAL LIMITED ORD COMMON STOCK G28471103 83 16000 SH DEFINED 16000 0 0
ENCANA CORP COM COMMON STOCK 292505104 478 12460 SH OTHER 12460 0 0
ENDESA S.A. SPONSORED ADR COMMON STOCK 29258N107 687 42120 SH OTHER 42120 0 0
ENI SPA SONSORED ADR COMMON STOCK 26874R108 462 6075 SH OTHER 6075 0 0
EVEREST RE GROUP LTD COM* COMMON STOCK G3223R108 12579 164425 SH DEFINED 163850 0 575
EVEREST RE GROUP LTD COM* COMMON STOCK G3223R108 1983 25921 SH OTHER 25881 0 40
FAIRMONT HOTELS RESORTS INC CO COMMON STOCK 305204109 1837 78500 SH OTHER 78500 0 0
GARMIN LTD COMMON STOCK G37260109 702 17600 SH OTHER 17600 0 0
GLAXOSMITHKLINE PLC ADR COMMON STOCK 37733W105 4 100 SH DEFINED 0 0 100
GLAXOSMITHKLINE PLC ADR COMMON STOCK 37733W105 523 12903 SH OTHER 12903 0 0
HITACHI LTD ADR COMMON STOCK 433578507 255 6040 SH OTHER 6040 0 0
IMPERIAL TOBACCO GROUP PLC ADR COMMON STOCK 453142101 465 12850 SH OTHER 12850 0 0
KONINKLIJKE PHILIPS ELECTRS N COMMON STOCK 500472303 344 17994 SH OTHER 17994 0 0
KOREA ELECTRIC POWER CORP SPON COMMON STOCK 500631106 210 23624 SH OTHER 23624 0 0
KT CORP SPONSORED ADR COMMON STOCK 48268K101 282 14290 SH OTHER 14290 0 0
MANULIFE FINANCIAL CORP COM COMMON STOCK 56501R106 210 7456 SH DEFINED 7456 0 0
NOKIA CORP SPONSORED PREFERENC COMMON STOCK 654902204 1227 74680 SH DEFINED 70430 0 4250
NOKIA CORP SPONSORED PREFERENC COMMON STOCK 654902204 623 37900 SH OTHER 34100 0 3800
NORSK HYDRO A. S. SPONSORED AD COMMON STOCK 656531605 3996 81294 SH DEFINED 81043 0 251
NORSK HYDRO A. S. SPONSORED AD COMMON STOCK 656531605 4820 98063 SH OTHER 97946 117 0
PECHINEY SA SPONSORED ADR COMMON STOCK 705151207 3990 221911 SH DEFINED 221817 0 94
PECHINEY SA SPONSORED ADR COMMON STOCK 705151207 5849 325315 SH OTHER 324765 0 550
PLATINUM UNDERWRITER HLDGS LTD COMMON STOCK G7127P100 1305 48100 SH OTHER 48100 0 0
PORTUGAL TELECOM SGPS S A COMMON STOCK 737273102 294 41203 SH OTHER 41203 0 0
REPSOL YPF S.A. SPONSORED ADR COMMON STOCK 76026T205 203 12580 SH OTHER 12580 0 0
ROYAL DUTCH PETROLEUM CO NY SH COMMON STOCK 780257804 214 4600 SH DEFINED 4600 0 0
ROYAL DUTCH PETROLEUM CO NY SH COMMON STOCK 780257804 784 16815 SH OTHER 12615 0 4200
SAN PAOLO-IMI S P A SPONSORED COMMON STOCK 799175104 257 13650 SH OTHER 13650 0 0
SCOTTISH ANNUITY & LIFE HOLDIN COMMON STOCK G7885T104 1483 73400 SH OTHER 73400 0 0
SCOTTISH POWER PLC SPON ADR COMMON STOCK 81013T705 755 31041 SH DEFINED 31041 0 0
SCOTTISH POWER PLC SPON ADR COMMON STOCK 81013T705 904 37167 SH OTHER 37103 0 64
SHELL TRANS & TRADING PLC NY S COMMON STOCK 822703609 397 9950 SH OTHER 9950 0 0
TALISMAN ENERGY INC COM COMMON STOCK 87425E103 206 4500 SH OTHER 4500 0 0
TELEFONOS DE MEXICO SP ADR COMMON STOCK 879403780 374 11900 SH OTHER 11900 0 0
TEVA PHARMACEUTICAL INDS LTD A COMMON STOCK 881624209 2 37 SH DEFINED 37 0 0
TEVA PHARMACEUTICAL INDS LTD A COMMON STOCK 881624209 1252 22000 SH OTHER 22000 0 0
TOTAL S.A. SPONSORED ADR COMMON STOCK 89151E109 556 7340 SH OTHER 7340 0 0
TOYOTA MOTOR CORP ADR COMMON STOCK 892331307 236 4565 SH OTHER 4565 0 0
TRANSOCEAN INC * COMMON STOCK G90078109 1462 66541 SH DEFINED 66464 0 77
TRANSOCEAN INC * COMMON STOCK G90078109 155 7056 SH OTHER 6631 0 425
UNILEVER NV NEW YORK SHARES NE COMMON STOCK 904784709 225 4159 SH OTHER 4159 0 0
VODAFONE GROUP PLC* COMMON STOCK 92857W100 11974 609346 SH DEFINED 595186 0 14160
VODAFONE GROUP PLC* COMMON STOCK 92857W100 1568 79784 SH OTHER 79784 0 0
XL CAPITAL LTD CLASS A COMMON STOCK G98255105 2289 27575 SH DEFINED 27550 0 25
XL CAPITAL LTD CLASS A COMMON STOCK G98255105 3987 48032 SH OTHER 48032 0 0
ALLTEL CORPORATION CONV PFD-UT PREFERRED STOCK 020039822 1243 24975 SH DEFINED N.A. N.A. N.A.
ALLTEL CORPORATION CONV PFD-UT PREFERRED STOCK 020039822 1862 37425 SH OTHER N.A. N.A. N.A.
BAXTER INTL 7.0% 2/16/06 CONV PREFERRED STOCK 071813406 1591 32459 SH DEFINED N.A. N.A. N.A.
BAXTER INTL 7.0% 2/16/06 CONV PREFERRED STOCK 071813406 3276 66835 SH OTHER N.A. N.A. N.A.
SEQUA CORP $5.00 SERIES CONV P PREFERRED STOCK 817320302 300 4057 SH DEFINED N.A. N.A. N.A.
EQUITY INCOME FD UNIT 1ST EXCH OTHER 294700703 12 150 SH DEFINED N.A. N.A. N.A.
EQUITY INCOME FD UNIT 1ST EXCH OTHER 294700703 413 5100 SH OTHER N.A. N.A. N.A.
MORGAN STANLEY INDIA INVESTMEN OTHER 61745C105 218 18500 SH DEFINED N.A. N.A. N.A.
PACHOLDER HIGH YIELD FUND OTHER 693742108 153 17767 SH DEFINED N.A. N.A. N.A.
MUNIYIELD INSURED FUND OTHER 62630E107 165 10884 SH DEFINED N.A. N.A. N.A.
MUNIYIELD INSURED FUND OTHER 62630E107 89 5866 SH OTHER N.A. N.A. N.A.
NUVEEN INSD MUN OPPORTUNITY FD OTHER 670984103 380 23508 SH DEFINED N.A. N.A. N.A.
NUVEEN INSD MUN OPPORTUNITY FD OTHER 670984103 121 7500 SH OTHER N.A. N.A. N.A.
NUVEEN MUNICIPAL VALUE FUND OTHER 670928100 197 20786 SH DEFINED N.A. N.A. N.A.
NUVEEN MUNICIPAL VALUE FUND OTHER 670928100 189 20000 SH OTHER N.A. N.A. N.A.
NUVEEN PERFORMANCE PLUS MUN FD OTHER 67062P108 191 12445 SH OTHER N.A. N.A. N.A.
ENERPLUS RESOURCES FUND OTHER 29274D604 238 10248 SH DEFINED N.A. N.A. N.A.
MUNIHOLDINGS INSURED FUND INC OTHER 625930102 140 10000 SH DEFINED N.A. N.A. N.A.
BUCKEYE PARTNERS L P UNIT OTHER 118230101 1322 33678 SH DEFINED 33678 0 0
BUCKEYE PARTNERS L P UNIT OTHER 118230101 24 600 SH OTHER 600 0 0
CROSS TIMBERS ROYALTY TRUST OTHER 22757R109 151 6400 SH DEFINED 6400 0 0
CROSS TIMBERS ROYALTY TRUST OTHER 22757R109 117 4935 SH OTHER 4935 0 0
ENBRIDGE ENERGY PARTNERS L P OTHER 29250R106 436 9100 SH DEFINED 9100 0 0
KINDER MORGAN ENERGY PARTNERS OTHER 494550106 822 20800 SH DEFINED 20800 0 0
KINDER MORGAN ENERGY PARTNERS OTHER 494550106 442 11174 SH OTHER 8874 0 2300
NORTHERN BORDER PARTNERS L P OTHER 664785102 292 7000 SH DEFINED 7000 0 0
NORTHERN BORDER PARTNERS L P OTHER 664785102 13 300 SH OTHER 300 0 0
PLAINS ALL AMERICAN PIPELINE L OTHER 726503105 277 8800 SH DEFINED 8800 0 0
SABINE ROYALTY TRUST UNITS BEN OTHER 785688102 288 10800 SH DEFINED 10800 0 0
SABINE ROYALTY TRUST UNITS BEN OTHER 785688102 147 5500 SH OTHER 5500 0 0
SAN JUAN BASIN RTY TR UNIT BEN OTHER 798241105 280 15600 SH DEFINED 15600 0 0
SAN JUAN BASIN RTY TR UNIT BEN OTHER 798241105 101 5620 SH OTHER 3970 1650 0
TEPPCO PARTNERS L P UNIT LTD P OTHER 872384102 92 2500 SH DEFINED 2500 0 0
TEPPCO PARTNERS L P UNIT LTD P OTHER 872384102 143 3900 SH OTHER 3000 0 900
VALERO L P COM OTHER 91913W104 243 5600 SH DEFINED 5600 0 0
VALERO L P COM OTHER 91913W104 48 1100 SH OTHER 0 0 1100