Ownership Submission
FORM 5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Form 3 Holdings Reported
Form 4 Transactions Reported
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

ANNUAL STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0362
Expires: January 31, 2005
Estimated average burden hours per response... 1.0

1. Name and Address of Reporting Person *
VOGEL LEE M
 2. Issuer Name and Ticker or Trading Symbol
KANSAS CITY LIFE INSURANCE CO [KCLI] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director __X__ 10% Owner
_____ Officer (give title below) _____ Other (specify below)
(Last)
(First)
(Middle)

C/O KANSAS CITY LIFE INSURANCE CO, 3520 BROADWAY		 3. Statement for Issuer's Fiscal Year Ended (Month/Day/Year)
12/31/2006
(Street)


KANSAS CTIY, MO 64111		 4. If Amendment, Date Original Filed(Month/Day/Year)
 6. Individual or Joint/Group Reporting
(check applicable line)

_X_ Form Filed by One Reporting Person
___ Form Filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)		 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)		 4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)		 5. Amount of Securities Beneficially Owned at end of Issuer's Fiscal Year
(Instr. 3 and 4)		 6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)		 7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Amount (A) or (D) Price
Common Stock, $1.25 par value 12/31/2006   J(1)(2) 26,948 A $ (1) (2) 5,798 I See Footnotes (4) (5)
Common Stock, $1.25 par value 12/31/2006   J(1)(2) 24,444 D $ (1) (2) 1,013,531 I See Footnotes (3) (4) (5)

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly. Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number. SEC 2270 (9-02)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)		 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)		 5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)		 6. Date Exercisable and Expiration Date
(Month/Day/Year)		 7. Title and Amount of Underlying Securities
(Instr. 3 and 4)		 8. Price of Derivative Security
(Instr. 5)		 9. Number of Derivative Securities Beneficially Owned at End of Issuer's Fiscal Year
(Instr. 4)		 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)		 11. Nature of Indirect Beneficial Ownership
(Instr. 4)
(A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares

Reporting Owners

Reporting Owner Name / Address Relationships
Director 10% Owner Officer Other
VOGEL LEE M
C/O KANSAS CITY LIFE INSURANCE CO
3520 BROADWAY
KANSAS CTIY, MO 64111		     X    

Signatures

Lee M. Vogel, signed by William A. Schalekamp as power of attorney 02/09/2007
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) (1) Effective on December 31, 2006, pursuant to the mandatory provisions of the agreement of JRB Interests, Ltd. (the "Partnership"), (a) an indirect pecuniary interest in 23,949 shares of common stock, $1.25 par value of the Kansas City Life Insurance Company ("Common Stock"), owned by the Partnership were transferred from Lee M. Vogel in his capacity as a co-trustee of the Issue Trust for Lee M. Vogel (the "Vogel Trust"), a Class C limited partner, to the Class B limited partners, (b) an indirect pecuniary interest in 7 shares of Common Stock owned by the Partnership were transferred from Mr. Vogel, as an individual general partner, to the Class B limited partners; (c) an indirect pecuniary interest in 488 shares of Common Stock owned by the Partnership were transferred from Mr. Vogel in his capacity as co-trustee of the Vogel Trust, a general partner, to the Class B limited partners and
(2) (1)(d) an indirect pecuniary interest in 26,948 shares of Common Stock owned by the Partnership were transferred to Mr. Vogel, as a Class B limited partner in his capacity as a co-trustee of the Vogel Trust, from the other non-Class B limited partners and general partners;
(3) (2) As a general partner of the Partnership, Mr. Vogel shares with the other general partners of the Partnership the power to dispose of all of the 2,966,312 shares of Common Stock owned by the Partnership, but disclaims beneficial interest in all but 1,006,433 shares owned by the Partnership as he only has a pecuniary interest in 1,006,433 shares owned by the Partnership;
(4) (3) These shares include: (a) 1,006,201 shares for which Mr. Vogel, in his capacity as a beneficiary of the Vogel Trust (a general and limited partner of the Partnership), has an indirect pecuniary interest, (b) 232 shares for which Mr. Vogel as an individual general partner of the Partnership has an indirect pecuniary interest; (c) 5,798 shares beneficially owned by Mr. Vogel as sole trustee of the Lee M. Vogel Revocable Trust dated as of March 15, 2005; and (d) 1,300 shares of Common Stock Mr. Vogel shares with Ms. Margie Morris Bixby, as joint tenants with right of survivorship, the power to vote and the power to dispose; and
(5) (4) As reported on a Schedule 13D filed by the Bixby family group with the Securities and Exchange Commission on November 2, 2004, Mr. Vogel has the sole voting power for 7,106,492 shares of Common Stock including the shares described herein. Pursuant to a Voting Agreement dated October 31, 2004. Mr. Vogel disclaims beneficial ownership in 6,092,961 of the shares subject the Voting Agreement as he has no pecuniary interest in such shares.

Note: File three copies of this Form, one of which must be manually signed. If space provided is insufficient, see Instruction 6 for procedure.

Potential persons who are to respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB number.