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                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549


                                    FORM 8-K


                                 CURRENT REPORT


                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934

        Date of Report (Date of earliest event reported) October 18, 2001

                                 SUSSEX BANCORP
             (Exact name of registrant as specified in its charter)

       New Jersey                    0-29030                   22-3475473
       ----------                    --------                  ----------
(State or other jurisdiction        (Commission               (IRS Employer
     of incorporation)              File Number)            Identification No.)


          399 Route 23
       Franklin, New Jersey                                07416
       --------------------                                -----
(Address of principal executive offices)                 (Zip Code)



       Registrant's telephone number, including area code (973) 827-2914
                                                          --------------

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Item 5.  Other events.
         ------------

         The  Registrant  issued a press release on October 18, 2001  announcing
results for the third quarter, 2001.

Item 7.  Exhibits.
         --------

         The following exhibit is filed with this Current Report on Form 8-K.

         Exhibit No.         Description
         -----------         -----------

            99               Press release announcing results for the third
                             quarter, 2001.




                                   Page 2 of 2




                                   SIGNATURES
                                   ----------

     Pursuant to the requirements of the Securities Exchange Act of 1934, Sussex
Bancorp,  has  duly  caused  this  report  to be  signed  on its  behalf  by the
undersigned thereunto duly authorized.


                                                 SUSSEX BANCORP
                                                 ---------------
                                                 (Registrant)


Dated:   October 23, 2001                        By: /s/ Candace A. Leatham
                                                    -----------------------
                                                      CANDACE A. LEATHAM
                                                    Chief Financial Officer


                                  Page 3 of 3




                                  EXHIBIT INDEX
                                  -------------

                           CURRENT REPORT ON FORM 8-K
                           --------------------------


Exhibit No.       Description                                          Page No.
-----------       -----------                                          --------

   99             Press release announcing results                        5
                  for the third quarter, 2001.





                                  Page 4 of 4