Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):   August 27, 2004

                             SALISBURY BANCORP, INC.
               (Exact name of registrant as specified in charter)

        Connecticut                      000-24751               06-1514263
(State or other jurisdiction     (Commission File Number)      (IRS Employer
      of incorporation)                                      Identification No.)

5 Bissell Street, Lakeville, Connecticut                             06039-1868
(Address of principal executive offices)                             (zip code)

Registrant's telephone number, including area code:  (860) 435-9801

          (Former Name or Former Address, if Changed Since Last Report)

Check the  appropriate  box below if the Form 8-K is intended to  simultaneously
satisfy the filing  obligations  of the  registrant  under any of the  following
provisions (see General Instructions A.2. below):

[_]  Written  communications  pursuant to Rule 425 under the  Securities Act (12
     C.F.R. 230.425)

[_]  Soliciting  material  pursuant  to Rule 14a-2  under the  Exchange  Act (17
     C.F.R. 240.14a-12)

[_]  Pre-commencement   communications  pursuant  to  Rule  14d-2(b)  under  the
     Exchange Act (17 C.F.R. 240.14d-2(b))

[_]  Pre-commencement   communications  pursuant  to  Rule  13e-4(c)  under  the
     Exchange Act (17 C.F.R. 240.13e-4(c)) -2-

Form 8-K, Current Report
Salisbury Bancorp, Inc.

Section 8.    Other Events

Item 8.01.    Other Events

     The Board of  Directors  of Salisbury  Bancorp,  Inc.  declared a $0.24 per
share quarterly cash dividend at their August 27, 2004 Board Meeting.

     The  quarterly   cash  dividend  will  be  paid  on  October  29,  2004  to
stockholders of record as of September 30, 2004.

Section 9.    Financial Statements and Exhibits

Item 9.01     Financial Statements and Exhibits

               (C)  Exhibits

          Exhibit Index

               99.1 Press Release dated August 31, 2004.

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereto duly authorized.

Dated: August 31, 2004                      SALISBURY BANCORP, INC.

                                            By: /s/ John F. Perotti

                                                John F. Perotti, President and
                                                Chief Executive Officer