Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

        Date of Report (Date of earliest event reported): December 10, 2003

                             ERIE INDEMNITY COMPANY
               (Exact name of registrant as specified in its charter)

           PENNSYLVANIA                   0-24000                 25-0466020
  -------------------------------       -------------        -------------------
  (State or other jurisdiction of       (Commission         (I.R.S. Employer
  incorporation)                         File Number)        Identification No.)

100 Erie Insurance Place, Erie, Pennsylvania                      16530
--------------------------------------------                ----------------
  (Address of principal executive offices)                     (Zip Code)

          Registrant's telephone number, including area code (814) 870-2000



On December 10, 2003,  Erie  Indemnity  Company  issued a press release which is
filed as Exhibit 99.1 hereto and is incorporated herein by reference.


Exhibit Number        Description
--------------        -----------
99.1                  Press release dated December 10, 2003


Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.

                                    ERIE INDEMNITY COMPANY

                                    Erie Indemnity Company

Date: December 10, 2003         /s/ Philip A. Garcia
                              (Philip A. Garcia, Executive Vice President & CFO)



Erie Indemnity Increases Dividend, Reauthorizes Stock Repurchase Program
   and Sets Management Fee

Erie, Pa. - December 10, 2003 -- At the December 9, 2003, regular meeting of the
board of directors  of the Erie  Indemnity  Company  (NASDAQ:  ERIE),  the board
approved an increase in shareholders'  dividends. In separate actions, the board
also  reauthorized  a stock  repurchase  program and set the management fee rate
charged to the Erie Insurance Exchange for 2004.

The board of directors  increased the regular  quarterly  dividend from $0.19 to
$0.215 on each  Class A share and from  $28.50 to $32.25 on each  Class B share.
The  dividend  is payable  January 20,  2004,  to  shareholders  of record as of
January 5, 2004,  with a dividend  ex-date of December  31,  2003.  The dividend
increases  were  a  result  of  the  Company's   continuing   strong   financial
performance.  The new  dividend  represents  a 13.2  percent  increase  over the
current dividend amount.

The board of directors also  reauthorized a stock repurchase  program  effective
immediately,  under which the Company may  repurchase  up to $250 million of its
outstanding  Class A common stock  through  December  31, 2006.  The Company may
repurchase  the  shares  from time to time in the open  market  or by  privately
negotiated   transactions,   depending  on  prevailing   market  conditions  and
alternative uses of the Company's capital.

In a separate action, the board voted to reduce for 2004 the management fee rate
to 23.5 percent from the current 24 percent rate paid Erie Indemnity  Company by
the Erie Insurance Exchange. If the 23.5 percent rate had been in effect for the
nine months ended  September 30, 2003,  the Company's net income per share would
have been reduced by $0.13 or 5.8 percent.  The Company's board of directors has
the authority to change the management fee rate at its  discretion;  however the
maximum fee rate  permissible by agreement is 25 percent.  This action was taken
after the board's consideration and review of the relative financial position of
the Erie Insurance Exchange and the Erie Indemnity Company.

"Considering  the  Company's  strong  earnings  position,  as evidenced by third
quarter  income per share growth,  and the relative  premium  growth and surplus
position of the Erie  Insurance  Exchange,  these actions  support our long-term
goal of balancing the interests of the policyholders of Erie Insurance  Exchange
with those of the Company's shareholders," says Jeffrey A. Ludrof, president and

Erie Indemnity Company provides  management  services to the member companies of
the Erie Insurance Group, which includes the Erie Insurance  Exchange,  Flagship
City Insurance  Company,  Erie Insurance  Company,  Erie Insurance  Property and
Casualty  Company,  Erie  Insurance  Company  of New York and Erie  Family  Life
Insurance Company.

According  to  A.M.  Best  Company,   Erie  Insurance  Group,   based  in  Erie,
Pennsylvania,  is the 17th largest automobile insurer in the United States based
on direct premiums written and the 20th largest property/casualty insurer in the
United  States  based on total lines net premium  written.  The Group,  rated A+
(Superior) by A.M. Best Company, has more than 3.7 million policies in force and
operates in 11 states and the District of Columbia.  Erie Insurance Group ranked
454 on the FORTUNE 500.

"Safe Harbor"  Statement Under the Private  Securities  Litigation Reform Act of
1995:  Certain  forward-looking  statements  contained  herein involve risks and
uncertainties.   These  statements  include  certain  discussions   relating  to
management fee revenue, cost of management operations, underwriting, premium and
investment  income  volume,  business  strategies,  profitability  and  business
relationships  and the  Company's  other  business  activities  during  2002 and
beyond. In some cases, you can identify forward-looking statements by terms such
as  "may,"  will,"  "should,"  "could,"  "would,"  "expect,"  "plan,"  "intend,"
"anticipate,"  "believe,"  "estimate,"  "project,"  "predict,"  "potential"  and
similar  expressions.  These  forward-looking  statements  reflect the Company's
current views about future events,  are based on assumptions  and are subject to
known and  unknown  risks and  uncertainties  that may cause  results  to differ
materially from those anticipated in those statements.  Many of the factors that
will determine  future events or achievements  are beyond our ability to control
or predict.