425
Filed by SunTrust Banks, Inc.
Pursuant to Rule 425 under the Securities
Act of 1933 and deemed filed pursuant to
Rule 14a-12 under the Securities Exchange Act of 1934

Subject Company: Wachovia Corporation
Commission File No. 1-9021

Date: July 17, 2001

The following presentation materials were used by SunTrust in a meeting with Institutional Shareholder Services and may be used by SunTrust from time to time in meetings with shareholders of Wachovia Corporation. These presentation materials also may be provided to certain shareholders of Wachovia Corporation.